Fastest way to get paid in the UAE with zero code: links, QR, Tap to Pay. No monthly fee — you pay per transaction only.
Payment linksIn-person / POS
- Card rate
- 2.6%
- + per txn
- AED 1
- Monthly fee
- AED 0
- Settlement
- Instant to Ziina balance
2.6% + AED 1 to receive via links/QR/NFC/Tap to Pay; +1.5% for non-AED currency or international cards. Sending to Ziina Business accounts is free. Fees include 5% VAT on the fee only. Per Ziina help centre + KFS, verified Oct 2026.
Payment links + gateway + payouts + corporate cards in one SME platform. Growth plan has no monthly fee.
Payment linksMulti-currency: AED, USD
- Card rate
- 2.9%
- + per txn
- AED 1
- Monthly fee
- AED 0
- Settlement
- T+1–3
Growth plan: AED 0/mo, 2.9% + AED 1 for UAE cards; spend on Mamo Card can cut the rate to 1.9% + AED 0.80. Per Mamo pricing, Sep 2026.
SME-focused acceptance: online checkout, payment links and POS terminals under a CBUAE Retail Payment Services licence. Rates auto-improve with volume.
Payment linksIn-person / POS
- Card rate
- 2.9%
- + per txn
- AED 1
- Monthly fee
- Confirm contract
- Settlement
- Weekly
Paymob’s published Standard online pricing is 2.9% + AED 1 per transaction, with weekly bank settlement and no monthly subscription advertised. Separately, merchant terms clause 4.5 says Paymob may impose AED 110 per month when monthly volume is below AED 10,000. Confirm the applicable product and signed agreement; neither a universal zero monthly cost nor an automatic AED 110 charge is established for every merchant.
Best-in-class APIs, docs and plugins (Shopify, WooCommerce). Flat pricing, no monthly fee — but settlement is slower and approval for brand-new UAE entities can be picky.
Payment linksMulti-currency: AED, USD + 130 currencies
- Card rate
- 2.9%
- + per txn
- AED 1
- Monthly fee
- AED 0
- Settlement
- 2–7 days
2.9% + AED 1 for UAE-issued cards; +1% for international cards. Per Stripe AE pricing, Sep 2026.
MENA payment orchestrator — Flexi entry plan with no monthly fee; rates improve meaningfully with merchant history.
Payment linksIn-person / POSMulti-currency: AED, SAR, USD +
- Card rate
- 1.75–2.9%
- + per txn
- AED 1
- Monthly fee
- AED 0
- Settlement
- T+2–4
1.75% + AED 1 is the established-merchant floor; new merchants typically see ~2.85–2.9% + AED 1. Paid tiers to ~AED 180/mo lower the rate. Sep 2026.
Local UAE acquirer with strong SME track record — among the lowest local-card rates on a modest monthly plan.
Payment links
- Card rate
- 2.35%
- + per txn
- AED 0.5
- Monthly fee
- AED 99
- Settlement
- T+1–3
Bands by monthly volume: AED 0–9,999 → AED 249/mo at 0%; AED 10,000–24,999 → AED 199/mo at 2.45% + AED 1; AED 25,000–49,999 → AED 99/mo at 2.35% + AED 0.50; AED 50,000+ → AED 0/mo at 2.25% + AED 0.50. Per telr.com/pricing, verified Oct 2026.
Former PayFort — one of the largest MENA PSPs: cards, installments, payment links and local methods with deep regional bank integrations.
Payment links
- Card rate
- —
- + per txn
- —
- Monthly fee
- —
- Settlement
- —
Pricing is plan-based/custom and not publicly listed; PayTabs announced acquisition of APS MENA in 2026 — confirm contracting entity.
Global acquirer for enterprise and high-volume merchants: local acquiring, strong auth optimisation and granular data — pricing is negotiated per merchant.
Payment links
- Card rate
- —
- + per txn
- —
- Monthly fee
- —
- Settlement
- —
No public rate card for the UAE — acquiring fees are quoted per merchant based on volume and card mix.
FAB’s payments arm — online acquiring, POS terminals and government-sector acceptance, backed by the UAE’s largest bank.
Payment linksIn-person / POS
- Card rate
- —
- + per txn
- —
- Monthly fee
- —
- Settlement
- —
No public rate card — acquiring and POS fees are quoted per merchant.
Smart POS terminals and omnichannel acceptance for retail, F&B and hospitality; entered the UAE via a partnership with Magnati.
Payment linksIn-person / POS
- Card rate
- —
- + per txn
- —
- Monthly fee
- —
- Settlement
- —
No public UAE rate card — terminal and transaction fees are quoted per merchant.
No-code payment acceptance for UAE SMBs — payment links, invoices and Tap to Pay on iPhone/Android without a terminal. Acts as merchant of record via licensed processing partners.
- Card rate
- 2.37–2.77%
- + per txn
- AED 0.8
- Monthly fee
- AED 0
- Settlement
- Published settlement schedule on provider site
Model and availability per provider documentation, Oct 2026; per-transaction rates published on the provider site.
Dubai social-commerce app — sell and get paid over WhatsApp and chat with payment links, orders and invoicing in one place.
- Card rate
- 3.5%
- + per txn
- AED 1
- Monthly fee
- AED 0
- Settlement
- —
Product per provider site, Oct 2026; processing runs through licensed payment partners.
UAE payment gateway focused on no-POS QR acceptance and payment links — CBUAE in-principle approval for a Category III RPS licence (Sept 2026).
- Card rate
- —
- + per txn
- —
- Monthly fee
- —
- Settlement
- —
In-principle approval announced Sept 2026 — full licence not yet issued; verify current status before onboarding.
Dubai-built all-in-one payments and working-capital platform for SMEs — payment links, QR and cards with settlements as fast as 2 hours on higher tiers.
- Card rate
- —
- + per txn
- —
- Monthly fee
- AED 0
- Settlement
- —
Features and settlement windows per provider docs, Oct 2026; no subscription fee to start per provider FAQ.
CBUAE-licensed (SVF + RPS) merchant payments from Astra Tech — gateway, paylinks, corporate wallet with vIBAN and cash deposits at 7,000+ UAE kiosks.
- Card rate
- 2.5–2.8%
- + per txn
- AED 1
- Monthly fee
- —
- Settlement
- —
Published rates per botim.money pricing, Oct 2026; SVF/RPS licensing per Astra Tech merchant terms.
