Browse financial products

It is a structured application request, not a credit check. Raqma scores the fit from catalogue data; when you submit the request form we share your answers and contact details with the provider you picked, and their onboarding team contacts you to complete the account opening. Nothing is shared before you submit.

By published catalogue fields: monthly and setup fees, minimum balance, approval time, currency coverage and free-zone acceptance — weighted against your answers. “Strong fit” means no declared requirement conflicts with your profile; the provider’s compliance team still makes the final decision.

Comparing and free introductions are free. Assisted and Priority opening are optional paid services delivered and invoiced by a vetted UAE corporate-services partner — priced by a fixed quote you approve before anything is billed. Some providers also pay us for qualified requests; that never changes which products are shown or how they are scored.

A paid, white-glove option: a vetted banking consultancy builds a compliance-ready document pack and coordinates the application with the bank until a decision. Assisted covers standard profiles; Priority is for non-resident shareholders, holding structures or regulated activities. The partner sends a fixed quote first — you approve it before anything is billed.

After you submit, the partner reviews your file and sends a fixed quote within 24 hours. You pay the invoice only after approving the quote — no prepayment. The fee covers document preparation and application coordination, not a guaranteed outcome.

Free intro passes your request to the provider and their onboarding team takes it from there — best for straightforward files and digital banks. Assisted is worth it when the file needs preparation: a first business account, no local banking history, or a bank that regularly rejects your profile.

For complex files: non-resident shareholders, holding or offshore structures, crypto and other regulated activities. Priority adds a multi-bank shortlist, a structure memo for the bank’s compliance committee, and re-application support if the first attempt is declined.

No — and be careful with anyone who does. The bank’s compliance team always makes the final decision. A properly prepared file removes the most common rejection reasons, which is exactly what the assisted service does.

Choose “Not incorporated yet” — the match keeps providers that onboard early-stage companies and flags the ones that require an active trade licence first. Our assisted partner can also handle the incorporation together with the account application.