Data
What UAE business banking actually costs
Aggregated fees, minimums and approval times across the Raqma catalogue — computed from published provider rates, not surveys.
- Products
- 99
- Providers
- 86
- Regulators
- 5
- Latest review
- 2026-10-23
Business accounts — 12 products
- Median monthly fee
- AED 79
- Zero-fee products
- 36%
- No minimum balance
- 70%
- Stated approval time
- 3–5 days
Payment gateways — 24 products
- Median monthly fee
- AED 0
- Zero-fee products
- 82%
- Stated approval time
- 1 days
- Card processing rate
- 1.5%–3.5%
Corporate cards — 7 products
- Median monthly fee
- AED 0
- Zero-fee products
- 100%
- Stated approval time
- 3–5 days
Multi-currency & FX — 6 products
- Median monthly fee
- AED 0
- Zero-fee products
- 67%
- No minimum balance
- 75%
- Stated approval time
- 1–10 days
SME financing — 18 products
- Median monthly fee
- AED 0
- Zero-fee products
- 100%
- Stated approval time
- 2–5 days
- Card processing rate
- 2.75%–2.75%
E-invoicing — 8 products
- Median monthly fee
- AED 64.5
- Zero-fee products
- 0%
Accounting & tax — 18 products
- Median monthly fee
- AED 64.5
- Zero-fee products
- 38%
Payroll & WPS — 6 products
- Median monthly fee
- AED 45
- Zero-fee products
- 0%
Figures aggregate only fields providers publish and we record — missing values are excluded, not estimated. Rates can exclude VAT, FX margins and negotiated tiers. Reuse is welcome with a link to this page. Methodology