Accounting software & services in the UAE — compared

UAE companies must file VAT quarterly and corporate tax annually — and from 2027, e-invoicing becomes mandatory. We compare cloud accounting software you run yourself with outsourced services that keep the books and file for you, on price, language support and compliance coverage.

VAT & corporate tax guide for UAE SMEs — what to file, the EmaraTax deadlines and when to register VAT calculator — compute 5% VAT on any amount Corporate tax calculator — estimate the 9% charge on taxable profit
Raqma's pick
Wafeq Accounting Wafeq
  • AED 69 monthly fee
  • Accepts free-zone licences

The top catalogue-ranked product in this list — reasons cite the published fields below, not a paid placement. Methodology

Products to compare

18 products

Products are shown in catalogue order, not as a personalised recommendation. Compare the details and confirm current terms with the provider. Methodology

UAE-built accounting software with a native Arabic interface — VAT-compliant invoicing, reports and an accredited e-invoicing module in one subscription.

Accounting softwareFree-zone friendly
Price from
AED 69
Model
Cloud software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Provider accredited; confirm product support
Reviewed
Apply

Plan prices per Wafeq published pricing, Oct 2026 (monthly billing).

Zoho

Zoho Books

The most common accounting suite among UAE SMEs — VAT-compliant invoicing, EmaraTax-ready reports and an accredited e-invoicing add-on.

Accounting softwareFree-zone friendly
Price from
AED 60
Model
Cloud software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Provider accredited; confirm product support
Reviewed
Apply

Free-plan eligibility and paid-tier prices per Zoho Books AE pricing page, Oct 2026.

Xero

Xero

The global cloud accounting standard — strong bank feeds and reporting; UAE VAT invoicing works, but e-invoicing under the UAE mandate is not accredited.

Accounting softwareFree-zone friendly
Price from
—
Model
Cloud software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Not an accredited ASP — needs a separate ASP for the mandate
Reviewed
Apply

Priced in USD on the global site. UAE e-invoicing requires a separate accredited provider.

QuickBooks

QuickBooks Online

Global SMB accounting standard — usable by UAE companies via the international version with VAT tracking; no accredited e-invoicing module.

Accounting softwareFree-zone friendly
Price from
—
Model
Cloud software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Not an accredited ASP — needs a separate ASP for the mandate
Reviewed
Apply

International version; priced in USD. Confirm UAE VAT workflow fit with your accountant.

Open-source suite where the accounting app is free standalone — invoicing, expenses and reports now, inventory/POS/HR later on the same platform.

Accounting + ERP suiteFree-zone friendly
Price from
AED 0
Model
Cloud software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Not an accredited ASP — needs a separate ASP for the mandate
Reviewed
Apply

One App Free covers a single app only; multi-app use moves to per-user pricing.

Tally

TallyPrime

The default bookkeeping stack for UAE trading SMEs — perpetual licence, strong inventory, and now an accredited e-invoicing provider.

Accounting software (desktop)Free-zone friendly
Price from
—
Model
Cloud software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Provider accredited; confirm product support
Reviewed
Apply

Licence pricing varies by reseller; confirm current UAE pricing with an authorised partner.

Daftra

Daftra

Arabic-first cloud accounting for MENA SMEs — invoicing, VAT and inventory with a fully Arabic interface and support.

Accounting softwareFree-zone friendly
Price from
—
Model
Cloud software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Not accredited for UAE e-invoicing mandate (accredited in KSA) — verify ASP status for your phase
Reviewed
Apply

Confirm UAE e-invoicing accreditation status with Daftra before relying on it for the mandate.

Naqood

Naqood

Free UAE invoicing built for freelancers and micro-businesses — VAT-compliant invoices and simple receivables tracking, WhatsApp-friendly.

Invoicing appFree-zone friendly
Price from
AED 0
Model
Cloud software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Not an ASP — simplest possible invoicing, no accredited e-invoicing
Reviewed
Apply

Free invoicing only — full bookkeeping and filing still need software or a service.

sol.online

sol.online

Subscription accounting that replaces an in-house bookkeeper — bookkeeping, VAT, corporate tax and payroll in fixed monthly packages, with a Russian-speaking team.

Outsourced accounting serviceFree-zone friendly
Price from
AED 125
Model
Outsourced service — they keep the books and file
VAT & CT filing
VAT returns and CT filing handled for you
E-invoicing
Runs through your accounting software or an ASP
Reviewed
Apply

Package prices per sol.online published pricing, Oct 2026 — final quote depends on transaction volume and scope.

Finanshels

Finanshels

Tech-enabled accounting service for UAE startups — bookkeeping, VAT and corporate tax filing plus CFO-as-a-service for companies that need finance depth without a hire.

Outsourced accounting serviceFree-zone friendly
Price from
—
Model
Outsourced service — they keep the books and file
VAT & CT filing
VAT returns and CT filing handled for you
E-invoicing
Runs through your accounting software or an ASP
Reviewed
Apply

Confirm final pricing with Finanshels — packages vary by transaction volume.

Movingo

Movingo

Russian-speaking accounting service with fixed monthly packages — bookkeeping, VAT and CT filing, plus licence and business-support add-ons.

Outsourced accounting serviceFree-zone friendly
Price from
AED 500
Model
Outsourced service — they keep the books and file
VAT & CT filing
VAT returns and CT filing handled for you
E-invoicing
Runs through your accounting software or an ASP
Reviewed
Apply

Package prices per Movingo published pricing, Oct 2026.

Sarmat

Sarmat

Russian-speaking UAE accounting firm — ongoing bookkeeping with tax filings priced separately, suited to trading and service companies.

Outsourced accounting serviceFree-zone friendly
Price from
—
Model
Outsourced service — they keep the books and file
VAT & CT filing
VAT returns and CT filing handled for you
E-invoicing
Runs through your accounting software or an ASP
Reviewed
Apply

Confirm current package pricing with Sarmat — filings are quoted separately from bookkeeping.

Simplybooks

Simplybooks

UAE bookkeeping service pairing cloud software with dedicated accountants — books kept current, VAT and CT compliance included.

Outsourced accounting serviceFree-zone friendly
Price from
—
Model
Outsourced service — they keep the books and file
VAT & CT filing
VAT returns and CT filing handled for you
E-invoicing
Runs through your accounting software or an ASP
Reviewed
Apply

Pricing quoted per engagement — not published on the website.

The Accountant

The Accountant

Online accounting service for UAE SMEs — bookkeeping, VAT and corporate tax support delivered remotely.

Outsourced accounting serviceFree-zone friendly
Price from
—
Model
Outsourced service — they keep the books and file
VAT & CT filing
VAT returns and CT filing handled for you
E-invoicing
Runs through your accounting software or an ASP
Reviewed
Apply

Pricing quoted per engagement — not published on the website.

Protax Accountant

Protax Accountant

Virtual bookkeeping for UAE small businesses — remote accounting and tax compliance without an in-house hire.

Outsourced accounting serviceFree-zone friendly
Price from
AED 1,500
Model
Outsourced service — they keep the books and file
VAT & CT filing
VAT returns and CT filing handled for you
E-invoicing
Runs through your accounting software or an ASP
Reviewed
Apply

Pricing quoted per engagement — not published on the website.

UpperSetup

UpperSetup

Russian-speaking UAE firm combining company formation with ongoing accounting — register the company and keep its books with one provider.

Setup + accounting serviceFree-zone friendly
Price from
—
Model
Outsourced service — they keep the books and file
VAT & CT filing
VAT returns and CT filing handled for you
E-invoicing
Runs through your accounting software or an ASP
Reviewed
Apply

Accounting bundled with setup packages — confirm standalone bookkeeping pricing.

UAE-built business software from Peniel Technology — accounting, VAT invoicing, inventory, payroll and CRM in one locally supported suite.

Accounting + ERP suiteFree-zone friendly
Price from
—
Model
Software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Not an accredited ASP — vendor positions the product as e-invoicing-ready; confirm mandate fit before relying on it
Reviewed
Apply

Module list and positioning per elatesoft.com, Oct 2026. Pricing is quote-based — not published online.

Fatura Go

Fatura Go

Free UAE VAT invoicing — FTA-compliant tax invoices with TRN and 5% VAT in English, Arabic or both; app UI also in Russian, Hindi and Urdu.

Invoicing appFree-zone friendly
Price from
AED 0
Model
Software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Not an ASP — no e-invoicing under the 2027 mandate yet (provider-stated); pair with an accredited ASP when your phase lands
Reviewed
Apply

Feature scope, free pricing and mandate status per invoicefatura.com, Oct 2026.

Side-by-side

Side-by-side — 18products — Price from, Model, VAT & CT filing, E-invoicing
ProductPrice fromModelVAT & CT filingE-invoicing
Wafeq AccountingAED 69Cloud software — you run the booksVAT-compliant invoicing and filing-ready reportsProvider accredited; confirm product support
Zoho BooksAED 60Cloud software — you run the booksVAT-compliant invoicing and filing-ready reportsProvider accredited; confirm product support
XeroNot publishedCloud software — you run the booksVAT-compliant invoicing and filing-ready reportsNot an accredited ASP — needs a separate ASP for the mandate
QuickBooks OnlineNot publishedCloud software — you run the booksVAT-compliant invoicing and filing-ready reportsNot an accredited ASP — needs a separate ASP for the mandate
Odoo AccountingAED 0Cloud software — you run the booksVAT-compliant invoicing and filing-ready reportsNot an accredited ASP — needs a separate ASP for the mandate
TallyPrimeNot publishedCloud software — you run the booksVAT-compliant invoicing and filing-ready reportsProvider accredited; confirm product support
DaftraNot publishedCloud software — you run the booksVAT-compliant invoicing and filing-ready reportsNot accredited for UAE e-invoicing mandate (accredited in KSA) — verify ASP status for your phase
NaqoodAED 0Cloud software — you run the booksVAT-compliant invoicing and filing-ready reportsNot an ASP — simplest possible invoicing, no accredited e-invoicing
sol.onlineAED 125Outsourced service — they keep the books and fileVAT returns and CT filing handled for youRuns through your accounting software or an ASP
FinanshelsNot publishedOutsourced service — they keep the books and fileVAT returns and CT filing handled for youRuns through your accounting software or an ASP
MovingoAED 500Outsourced service — they keep the books and fileVAT returns and CT filing handled for youRuns through your accounting software or an ASP
SarmatNot publishedOutsourced service — they keep the books and fileVAT returns and CT filing handled for youRuns through your accounting software or an ASP
SimplybooksNot publishedOutsourced service — they keep the books and fileVAT returns and CT filing handled for youRuns through your accounting software or an ASP
The AccountantNot publishedOutsourced service — they keep the books and fileVAT returns and CT filing handled for youRuns through your accounting software or an ASP
Protax AccountantAED 1,500Outsourced service — they keep the books and fileVAT returns and CT filing handled for youRuns through your accounting software or an ASP
UpperSetupNot publishedOutsourced service — they keep the books and fileVAT returns and CT filing handled for youRuns through your accounting software or an ASP
Elate AccountingNot publishedSoftware — you run the booksVAT-compliant invoicing and filing-ready reportsNot an accredited ASP — vendor positions the product as e-invoicing-ready; confirm mandate fit before relying on it
Fatura GoAED 0Software — you run the booksVAT-compliant invoicing and filing-ready reportsNot an ASP — no e-invoicing under the 2027 mandate yet (provider-stated); pair with an accredited ASP when your phase lands

How to choose a Accounting & tax by your situation

  • startups watching fixed cost: compare monthly fee and minimum balance first — lowest published monthly cost: Odoo Accounting and Naqood and Fatura Go.
  • a free-zone company: All products here onboard free-zone entities — compare on fees next.

Fact sources: zoho.com · protaxaccountant.com

Frequently asked questions

Do I need accounting software or an accounting service?

Software (Zoho Books, Wafeq, Xero) is cheaper but you or a hire must keep the books and file. An outsourced service (sol.online, Finanshels) costs more per month but covers bookkeeping plus VAT and corporate tax filings — most UAE SMEs without an accountant choose the service.

When must I register for VAT in the UAE?

Registration is mandatory once taxable supplies and imports exceed AED 375,000 in a rolling 12 months — voluntary from AED 187,500. Corporate tax registration is required for essentially all UAE businesses regardless of revenue.

Does my accounting software handle e-invoicing?

Only if the vendor is an accredited service provider. Wafeq, Zoho Books and Tally are on the Ministry of Finance list; Xero, QuickBooks, Odoo and Daftra are not — with those you pair your software with a separate accredited ASP before your phase goes live.

How to choose a Accounting & tax service for your situation?

For startups watching fixed cost: compare monthly fee and minimum balance first — lowest published monthly cost: Odoo Accounting and Naqood and Fatura Go. For a free-zone company: All products here onboard free-zone entities — compare on fees next.

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