Accounting for small businesses in the UAE

For a small UAE company the real cost of accounting is the subscription plus whoever keeps the books current. Cloud software starts from free tiers and ~AED 70/month; outsourced bookkeeping packages start around AED 125–500/month and include the filings most SMEs need.

Raqma's pick
Wafeq Accounting Wafeq
  • AED 69 monthly fee
  • Accepts free-zone licences

The top catalogue-ranked product in this list — reasons cite the published fields below, not a paid placement. Methodology

Products to compare

10 products

Products are shown in catalogue order, not as a personalised recommendation. Compare the details and confirm current terms with the provider. Methodology

UAE-built accounting software with a native Arabic interface — VAT-compliant invoicing, reports and an accredited e-invoicing module in one subscription.

Accounting softwareFree-zone friendly
Price from
AED 69
Model
Cloud software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Provider accredited; confirm product support
Reviewed
Apply

Plan prices per Wafeq published pricing, Oct 2026 (monthly billing).

Zoho

Zoho Books

The most common accounting suite among UAE SMEs — VAT-compliant invoicing, EmaraTax-ready reports and an accredited e-invoicing add-on.

Accounting softwareFree-zone friendly
Price from
AED 60
Model
Cloud software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Provider accredited; confirm product support
Reviewed
Apply

Free-plan eligibility and paid-tier prices per Zoho Books AE pricing page, Oct 2026.

Naqood

Naqood

Free UAE invoicing built for freelancers and micro-businesses — VAT-compliant invoices and simple receivables tracking, WhatsApp-friendly.

Invoicing appFree-zone friendly
Price from
AED 0
Model
Cloud software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Not an ASP — simplest possible invoicing, no accredited e-invoicing
Reviewed
Apply

Free invoicing only — full bookkeeping and filing still need software or a service.

Open-source suite where the accounting app is free standalone — invoicing, expenses and reports now, inventory/POS/HR later on the same platform.

Accounting + ERP suiteFree-zone friendly
Price from
AED 0
Model
Cloud software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Not an accredited ASP — needs a separate ASP for the mandate
Reviewed
Apply

One App Free covers a single app only; multi-app use moves to per-user pricing.

sol.online

sol.online

Subscription accounting that replaces an in-house bookkeeper — bookkeeping, VAT, corporate tax and payroll in fixed monthly packages, with a Russian-speaking team.

Outsourced accounting serviceFree-zone friendly
Price from
AED 125
Model
Outsourced service — they keep the books and file
VAT & CT filing
VAT returns and CT filing handled for you
E-invoicing
Runs through your accounting software or an ASP
Reviewed
Apply

Package prices per sol.online published pricing, Oct 2026 — final quote depends on transaction volume and scope.

Simplybooks

Simplybooks

UAE bookkeeping service pairing cloud software with dedicated accountants — books kept current, VAT and CT compliance included.

Outsourced accounting serviceFree-zone friendly
Price from
—
Model
Outsourced service — they keep the books and file
VAT & CT filing
VAT returns and CT filing handled for you
E-invoicing
Runs through your accounting software or an ASP
Reviewed
Apply

Pricing quoted per engagement — not published on the website.

Movingo

Movingo

Russian-speaking accounting service with fixed monthly packages — bookkeeping, VAT and CT filing, plus licence and business-support add-ons.

Outsourced accounting serviceFree-zone friendly
Price from
AED 500
Model
Outsourced service — they keep the books and file
VAT & CT filing
VAT returns and CT filing handled for you
E-invoicing
Runs through your accounting software or an ASP
Reviewed
Apply

Package prices per Movingo published pricing, Oct 2026.

Daftra

Daftra

Arabic-first cloud accounting for MENA SMEs — invoicing, VAT and inventory with a fully Arabic interface and support.

Accounting softwareFree-zone friendly
Price from
—
Model
Cloud software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Not accredited for UAE e-invoicing mandate (accredited in KSA) — verify ASP status for your phase
Reviewed
Apply

Confirm UAE e-invoicing accreditation status with Daftra before relying on it for the mandate.

UAE-built business software from Peniel Technology — accounting, VAT invoicing, inventory, payroll and CRM in one locally supported suite.

Accounting + ERP suiteFree-zone friendly
Price from
—
Model
Software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Not an accredited ASP — vendor positions the product as e-invoicing-ready; confirm mandate fit before relying on it
Reviewed
Apply

Module list and positioning per elatesoft.com, Oct 2026. Pricing is quote-based — not published online.

Fatura Go

Fatura Go

Free UAE VAT invoicing — FTA-compliant tax invoices with TRN and 5% VAT in English, Arabic or both; app UI also in Russian, Hindi and Urdu.

Invoicing appFree-zone friendly
Price from
AED 0
Model
Software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Not an ASP — no e-invoicing under the 2027 mandate yet (provider-stated); pair with an accredited ASP when your phase lands
Reviewed
Apply

Feature scope, free pricing and mandate status per invoicefatura.com, Oct 2026.

Side-by-side

Side-by-side — 10products — Price from, Model, VAT & CT filing, E-invoicing
ProductPrice fromModelVAT & CT filingE-invoicing
Wafeq AccountingAED 69Cloud software — you run the booksVAT-compliant invoicing and filing-ready reportsProvider accredited; confirm product support
Zoho BooksAED 60Cloud software — you run the booksVAT-compliant invoicing and filing-ready reportsProvider accredited; confirm product support
NaqoodAED 0Cloud software — you run the booksVAT-compliant invoicing and filing-ready reportsNot an ASP — simplest possible invoicing, no accredited e-invoicing
Odoo AccountingAED 0Cloud software — you run the booksVAT-compliant invoicing and filing-ready reportsNot an accredited ASP — needs a separate ASP for the mandate
sol.onlineAED 125Outsourced service — they keep the books and fileVAT returns and CT filing handled for youRuns through your accounting software or an ASP
SimplybooksNot publishedOutsourced service — they keep the books and fileVAT returns and CT filing handled for youRuns through your accounting software or an ASP
MovingoAED 500Outsourced service — they keep the books and fileVAT returns and CT filing handled for youRuns through your accounting software or an ASP
DaftraNot publishedCloud software — you run the booksVAT-compliant invoicing and filing-ready reportsNot accredited for UAE e-invoicing mandate (accredited in KSA) — verify ASP status for your phase
Elate AccountingNot publishedSoftware — you run the booksVAT-compliant invoicing and filing-ready reportsNot an accredited ASP — vendor positions the product as e-invoicing-ready; confirm mandate fit before relying on it
Fatura GoAED 0Software — you run the booksVAT-compliant invoicing and filing-ready reportsNot an ASP — no e-invoicing under the 2027 mandate yet (provider-stated); pair with an accredited ASP when your phase lands

How to choose a Accounting & tax by your situation

  • startups watching fixed cost: compare monthly fee and minimum balance first — lowest published monthly cost: Naqood and Odoo Accounting and Fatura Go.
  • a free-zone company: All products here onboard free-zone entities — compare on fees next.

Fact sources: zoho.com

Frequently asked questions

How to choose a Accounting & tax service for your situation?

For startups watching fixed cost: compare monthly fee and minimum balance first — lowest published monthly cost: Naqood and Odoo Accounting and Fatura Go. For a free-zone company: All products here onboard free-zone entities — compare on fees next.

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