Free & low-cost accounting tools in the UAE

Naqood offers free invoicing built for UAE freelancers and micro-businesses, Odoo gives one app free, and Zoho Books has a free plan for smaller businesses. Free tools cover invoicing and basic books; VAT filing and e-invoicing readiness usually push you to a paid tier.

Raqma's pick
Naqood
  • No monthly fee
  • Accepts free-zone licences

The top catalogue-ranked product in this list — reasons cite the published fields below, not a paid placement. Methodology

Products to compare

7 products

Products are shown in catalogue order, not as a personalised recommendation. Compare the details and confirm current terms with the provider. Methodology

Naqood

Naqood

Free UAE invoicing built for freelancers and micro-businesses — VAT-compliant invoices and simple receivables tracking, WhatsApp-friendly.

Invoicing appFree-zone friendly
Price from
AED 0
Model
Cloud software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Not an ASP — simplest possible invoicing, no accredited e-invoicing
Reviewed
Apply

Free invoicing only — full bookkeeping and filing still need software or a service.

Open-source suite where the accounting app is free standalone — invoicing, expenses and reports now, inventory/POS/HR later on the same platform.

Accounting + ERP suiteFree-zone friendly
Price from
AED 0
Model
Cloud software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Not an accredited ASP — needs a separate ASP for the mandate
Reviewed
Apply

One App Free covers a single app only; multi-app use moves to per-user pricing.

Fatura Go

Fatura Go

Free UAE VAT invoicing — FTA-compliant tax invoices with TRN and 5% VAT in English, Arabic or both; app UI also in Russian, Hindi and Urdu.

Invoicing appFree-zone friendly
Price from
AED 0
Model
Software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Not an ASP — no e-invoicing under the 2027 mandate yet (provider-stated); pair with an accredited ASP when your phase lands
Reviewed
Apply

Feature scope, free pricing and mandate status per invoicefatura.com, Oct 2026.

Zoho

Zoho Books

The most common accounting suite among UAE SMEs — VAT-compliant invoicing, EmaraTax-ready reports and an accredited e-invoicing add-on.

Accounting softwareFree-zone friendly
Price from
AED 60
Model
Cloud software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Provider accredited; confirm product support
Reviewed
Apply

Free-plan eligibility and paid-tier prices per Zoho Books AE pricing page, Oct 2026.

UAE-built accounting software with a native Arabic interface — VAT-compliant invoicing, reports and an accredited e-invoicing module in one subscription.

Accounting softwareFree-zone friendly
Price from
AED 69
Model
Cloud software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Provider accredited; confirm product support
Reviewed
Apply

Plan prices per Wafeq published pricing, Oct 2026 (monthly billing).

Daftra

Daftra

Arabic-first cloud accounting for MENA SMEs — invoicing, VAT and inventory with a fully Arabic interface and support.

Accounting softwareFree-zone friendly
Price from
—
Model
Cloud software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Not accredited for UAE e-invoicing mandate (accredited in KSA) — verify ASP status for your phase
Reviewed
Apply

Confirm UAE e-invoicing accreditation status with Daftra before relying on it for the mandate.

Tally

TallyPrime

The default bookkeeping stack for UAE trading SMEs — perpetual licence, strong inventory, and now an accredited e-invoicing provider.

Accounting software (desktop)Free-zone friendly
Price from
—
Model
Cloud software — you run the books
VAT & CT filing
VAT-compliant invoicing and filing-ready reports
E-invoicing
Provider accredited; confirm product support
Reviewed
Apply

Licence pricing varies by reseller; confirm current UAE pricing with an authorised partner.

Side-by-side

Side-by-side — 7products — Price from, Model, VAT & CT filing, E-invoicing
ProductPrice fromModelVAT & CT filingE-invoicing
NaqoodAED 0Cloud software — you run the booksVAT-compliant invoicing and filing-ready reportsNot an ASP — simplest possible invoicing, no accredited e-invoicing
Odoo AccountingAED 0Cloud software — you run the booksVAT-compliant invoicing and filing-ready reportsNot an accredited ASP — needs a separate ASP for the mandate
Fatura GoAED 0Software — you run the booksVAT-compliant invoicing and filing-ready reportsNot an ASP — no e-invoicing under the 2027 mandate yet (provider-stated); pair with an accredited ASP when your phase lands
Zoho BooksAED 60Cloud software — you run the booksVAT-compliant invoicing and filing-ready reportsProvider accredited; confirm product support
Wafeq AccountingAED 69Cloud software — you run the booksVAT-compliant invoicing and filing-ready reportsProvider accredited; confirm product support
DaftraNot publishedCloud software — you run the booksVAT-compliant invoicing and filing-ready reportsNot accredited for UAE e-invoicing mandate (accredited in KSA) — verify ASP status for your phase
TallyPrimeNot publishedCloud software — you run the booksVAT-compliant invoicing and filing-ready reportsProvider accredited; confirm product support

How to choose a Accounting & tax by your situation

  • startups watching fixed cost: compare monthly fee and minimum balance first — lowest published monthly cost: Naqood and Odoo Accounting and Fatura Go.
  • a free-zone company: All products here onboard free-zone entities — compare on fees next.

Fact sources: zoho.com

Frequently asked questions

How to choose a Accounting & tax service for your situation?

For startups watching fixed cost: compare monthly fee and minimum balance first — lowest published monthly cost: Naqood and Odoo Accounting and Fatura Go. For a free-zone company: All products here onboard free-zone entities — compare on fees next.

Comparison service — not a bank, lender or PSP How we compare How we make money