Free tools
Calculators built on the Raqma catalogue — put in your numbers, see the real cost.
Payment cost calculator — model what a payment gateway actually costs at your monthly volume. Gateway break-even — monthly plan or pay-as-you-go: find the volume where a subscription-priced gateway wins. E-invoicing deadline checker — which mandate phase applies to your turnover, and how much time is left. UAE VAT calculator — add or extract 5% VAT, with the registration threshold explained. Corporate tax calculator — estimate the 9% federal tax on taxable income above AED 375,000. Late payment cost — what an overdue invoice costs at your cost of capital. Payroll cost calculator — annual payroll and WPS run fees for your headcount. Invoice financing cost — the advance you unlock, total fees and net cash at published market rates.