Tool
Invoice financing cost calculator
Model what unlocking an unpaid invoice actually costs — the advance you receive now, the fees over the term and what settles back to you.
Result
Market bands come from published provider rates in the Raqma catalogue: Fincobox quotes 1–2.5% per month plus a 1% processing fee, FlapKap publishes 1.5–2.5% per month, and published advance rates run 90–100% of invoice value. Comfi and Kema do not publish rates — their pricing is agreed per client, so treat the output as a market-range estimate, not a quote.
Raqma catalogue: 
Fincobox quotes 1–2.5% per month plus a 1% processing fee, 
FlapKap publishes 1.5–2.5% per month, and published advance rates run 90–100% of invoice value. 
Comfi and 
Kema do not publish rates — their pricing is agreed per client, so treat the output as a market-range estimate, not a quote.