Stripe · payment gateway

Stripe UAE

Card rate 2.9% + AED 1/transaction

Best-in-class APIs, docs and plugins (Shopify, WooCommerce). Flat pricing, no monthly fee — but settlement is slower and approval for brand-new UAE entities can be picky.

Apply with Stripe Compare payment gateways Stripe UAE vs Ziina Business

Is Stripe UAE worth it?

e-commerce merchants: Stripe UAE supports online selling — payment links and card processing from 2.9%.
import-export businesses: Stripe UAE covers AED, USD + 130 currencies — wide enough for regular foreign-currency flows.

Pricing

Monthly fee: AED 0
Card processing rate: 2.9%
Fixed fee per transaction: AED 1

Eligibility

Not suitable for: merchants needing in-person POS hardware (Stripe Terminal is not broadly available in the UAE), regulated or high-risk verticals Stripe restricts, and anyone wanting a local acquirer with a dirham merchant account and faster local settlement

Business operations

Approval time: self-serve sign-up (~10 min)
Multi-currency: AED, USD + 130 currencies
Settlement: 2–7 days
Payment links: Yes

How onboarding goes

Application: Submit the request through the provider’s channel and upload documents
Compliance review: KYC checks and document verification
Decision: Typical timing: self-serve sign-up (~10 min)
Go live: Access activated and the product is live

Documents you'll typically need

Trade licence covering your activity
Live website or app with refund and privacy policies
Corporate bank account details for settlement
Processing history or projected volumes for established businesses

Typical pack for this category — the provider confirms the exact list on application.

What Stripe UAE costs at real order values

AED 100 order: AED 3.90 per transaction — 3.90% effective (2.9% + AED 1 fixed).
AED 300 order: AED 9.70 per transaction — 3.23% effective (2.9% + AED 1 fixed).

Published rates only — the fixed fee weighs more on smaller orders. Confirm current pricing with the provider.

2.9% + AED 1 for UAE-issued cards; +1% for international cards. Per Stripe AE pricing, Sep 2026.

Verified answers

How much does Stripe charge in the UAE?

Stripe UAE charges 2.9% + AED 1.00 per successful domestic card transaction on the standard pay-as-you-go plan, with no setup, monthly or hidden fees. Custom IC+ and volume pricing is available for larger businesses.

Source: stripe.com · verified2026-10-15

Does Stripe charge a currency-conversion fee in the UAE?

Yes — Stripe applies a 1% FX fee for charges in currencies other than AED, and an additional fee applies to international cards.

Source: support.stripe.com · verified2026-10-15