PayTabs vs Stripe UAE
Head-to-head on the fields that decide real cost and approval odds — fees, eligibility, onboarding, coverage. Data from our catalogue; confirm current terms with each provider.
In short
In short: pick PayTabs for lower card processing rate, faster settlement and POS support; pick Stripe UAE for wider currency coverage.
Catalogue fields last reviewed 2026-10-23.
Pick PayTabs if…
PayTabs · full profile
- You run volume on card processing — rate starts at 1.75%.
- You need faster settlement — stated as T+2–4.
- You take in-person payments — POS support included.
Pick Stripe UAE if…
Stripe · full profile
- You need wider currency coverage — AED, USD + 130 currencies.
Side-by-side
| Product | Card rate | + per txn | Monthly fee | Settlement |
|---|---|---|---|---|
| PayTabs | 1.75–2.9% | AED 1 | AED 0 | T+2–4 |
| Stripe UAE | 2.9% | AED 1 | AED 0 | 2–7 days |
Who wins on each published field
| Field | Leads |
|---|---|
| lower card processing rate | PayTabs |
| wider currency coverage | Stripe UAE |
| faster settlement | PayTabs |
| POS support | PayTabs |
Estimated first-year fixed cost (AED)
| Product | Year-1 fixed cost |
|---|---|
| PayTabs | AED 0 |
| Stripe UAE | AED 0 |
Published monthly fee × 12 plus annual fee. Transaction, FX and penalty charges are not included — see the field table above.
All published fields
| Field | PayTabs | Stripe UAE |
|---|---|---|
| Monthly fee | AED 0 | AED 0 |
| Approval time | Not published | self-serve sign-up (~10 min) |
| Multi-currency | AED, SAR, USD + | AED, USD + 130 currencies |
| Card processing rate | 1.75–2.9% | 2.9% |
| Fixed fee per transaction | AED 1 | AED 1 |
| Settlement | T+2–4 | 2–7 days |
| Payment links | Yes | Yes |
| In-person / POS | Yes | Not published |
| Public rating | 2.6/5 — 287 reviews (Trustpilot) | 1.6/5 — 17,547 reviews (Trustpilot) |
Which fits your business
- Import-export / international payments: widest currency coverage is Stripe UAE.
- In-person sales: POS support is published by PayTabs.
Verdicts above are derived from published catalogue fields — the cheaper, faster or broader option on each field wins the bullet. Position is not sold. Methodology
Fact sources: paytabs.com · stripe.com · stripe.com
Frequently asked questions
Which is cheaper — PayTabs or Stripe UAE?
On published monthly fees: PayTabs — AED 0/mo; Stripe UAE — AED 0/mo. Lowest fixed cost: PayTabs and Stripe UAE. Factor in minimum balance and transaction fees from the table above.
Where does this comparison data come from?
Each field is read from the provider's published terms and was last reviewed on 2026-10-23. Raqma is a comparison service — we do not decide applications, and placement in this comparison is not sold.
Raqma is a comparison service — we do not decide applications, and placement in this comparison is not sold.