Raqma

PayTabs · payment gateway

PayTabs

Card rate 1.75–2.9% + AED 1/transaction

MENA payment orchestrator — Flexi entry plan with no monthly fee; rates improve meaningfully with merchant history.

Apply with PayTabs Compare payment gateways PayTabs vs Telr (SME plans)

Is PayTabs worth it?

  • e-commerce merchants: PayTabs supports online selling — payment links and card processing from 1.75%.
  • in-person sellers: PayTabs supports in-person/POS acceptance.

Pricing

Monthly fee
AED 0
Card processing rate
1.75–2.9%
Fixed fee per transaction
AED 1

Eligibility

Not suitable for
merchants who need subscription-heavy billing tooling or developer-first APIs (Stripe is stronger there), and businesses wanting BNPL built into checkout — PayTabs is card acquiring, not instalments

Business operations

Multi-currency
AED, SAR, USD +
Settlement
T+2–4
Payment links
Yes
In-person / POS
Yes

Documents you'll typically need

  • Trade licence covering your activity
  • Live website or app with refund and privacy policies
  • Corporate bank account details for settlement
  • Processing history or projected volumes for established businesses

Typical pack for this category — the provider confirms the exact list on application.

What PayTabs costs at real order values

  • AED 100 order: AED 2.75 per transaction — 2.75% effective (1.75% + AED 1 fixed).
  • AED 300 order: AED 6.25 per transaction — 2.08% effective (1.75% + AED 1 fixed).

Published rates only — the fixed fee weighs more on smaller orders. Confirm current pricing with the provider.

1.75% + AED 1 is the established-merchant floor; new merchants typically see ~2.85–2.9% + AED 1. Paid tiers to ~AED 180/mo lower the rate. Sep 2026.

Verified answers

Does PayTabs publish UAE transaction rates?

No — the PayTabs site presents its payment-orchestration platform, realtime onboarding, digital invoicing and plugins but does not publish a public rate card; pricing is quoted per merchant.

Source: paytabs.com · verified

Head-to-head

PayTabs vs Telr (SME plans) PayTabs vs Stripe UAE PayTabs vs Tap Payments PayTabs vs Telr (SME plans) vs Stripe UAE
Calculate this gateway's cost at your volume

Alternatives in payment gateways

Compare payment gateways →
Stripe UAE Stripe Card rate 2.9% + AED 1/transaction Tabby for Business Tabby Card rate not published Tamara for Business Tamara Card rate not published

Frequently asked questions

Is PayTabs worth it for e-commerce merchants?

Yes — PayTabs supports online selling — payment links and card processing from 1.75%.

Is PayTabs worth it for in-person sellers?

Yes — PayTabs supports in-person/POS acceptance.

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