PayTabs vs Telr (SME plans) vs Stripe UAE
Head-to-head on the fields that decide real cost and approval odds — fees, eligibility, onboarding, coverage. Data from our catalogue; confirm current terms with each provider.
In short
In short: pick PayTabs for lower card processing rate and POS support; pick Telr (SME plans) for lower fixed fee per transaction and faster settlement; pick Stripe UAE for wider currency coverage.
Catalogue fields last reviewed 2026-10-23.
Pick PayTabs if…
PayTabs · full profile
- You run volume on card processing — rate starts at 1.75%.
- You take in-person payments — POS support included.
Pick Telr (SME plans) if…
Telr · full profile
- You run many small transactions — fixed fee is AED 0.5.
- You need faster settlement — stated as T+1–3.
Pick Stripe UAE if…
Stripe · full profile
- You need wider currency coverage — AED, USD + 130 currencies.
Side-by-side
| Product | Card rate | + per txn | Monthly fee | Settlement |
|---|---|---|---|---|
| PayTabs | 1.75–2.9% | AED 1 | AED 0 | T+2–4 |
| Telr (SME plans) | 2.35% | AED 0.5 | AED 99 | T+1–3 |
| Stripe UAE | 2.9% | AED 1 | AED 0 | 2–7 days |
Who wins on each published field
| Field | Leads |
|---|---|
| lower fixed monthly cost | PayTabs · Stripe UAE |
| lower card processing rate | PayTabs |
| lower fixed fee per transaction | Telr (SME plans) |
| wider currency coverage | Stripe UAE |
| faster settlement | Telr (SME plans) |
| POS support | PayTabs |
Estimated first-year fixed cost (AED)
| Product | Year-1 fixed cost |
|---|---|
| PayTabs | AED 0 |
| Telr (SME plans) | AED 1,188 |
| Stripe UAE | AED 0 |
Published monthly fee × 12 plus annual fee. Transaction, FX and penalty charges are not included — see the field table above.
All published fields
| Field | PayTabs | Telr (SME plans) | Stripe UAE |
|---|---|---|---|
| Monthly fee | AED 0 | AED 99 | AED 0 |
| Approval time | Not published | Not published | self-serve sign-up (~10 min) |
| Multi-currency | AED, SAR, USD + | Not published | AED, USD + 130 currencies |
| Card processing rate | 1.75–2.9% | 2.35% | 2.9% |
| Fixed fee per transaction | AED 1 | AED 0.5 | AED 1 |
| Settlement | T+2–4 | T+1–3 | 2–7 days |
| Payment links | Yes | Yes | Yes |
| In-person / POS | Yes | Not published | Not published |
| Public rating | 2.6/5 — 287 reviews (Trustpilot) | 2.5/5 — 5 reviews (Trustpilot) | 1.6/5 — 17,547 reviews (Trustpilot) |
Which fits your business
- Import-export / international payments: widest currency coverage is Stripe UAE.
- In-person sales: POS support is published by PayTabs.
Verdicts above are derived from published catalogue fields — the cheaper, faster or broader option on each field wins the bullet. Position is not sold. Methodology
Fact sources: paytabs.com · telr.com · stripe.com · stripe.com
Frequently asked questions
Which is cheaper — PayTabs or Telr (SME plans) or Stripe UAE?
On published monthly fees: PayTabs — AED 0/mo; Telr (SME plans) — AED 99/mo; Stripe UAE — AED 0/mo. Lowest fixed cost: PayTabs and Stripe UAE. Factor in minimum balance and transaction fees from the table above.
Where does this comparison data come from?
Each field is read from the provider's published terms and was last reviewed on 2026-10-23. Raqma is a comparison service — we do not decide applications, and placement in this comparison is not sold.
Raqma is a comparison service — we do not decide applications, and placement in this comparison is not sold.