PayTabs vs Telr (SME plans)
Head-to-head on the fields that decide real cost and approval odds — fees, eligibility, onboarding, coverage. Data from our catalogue; confirm current terms with each provider.
In short
In short: pick PayTabs for lower fixed monthly cost, lower card processing rate and wider currency coverage; pick Telr (SME plans) for lower fixed fee per transaction and faster settlement.
Catalogue fields last reviewed 2026-10-15.
Pick PayTabs if…
PayTabs · full profile
- You want zero fixed monthly cost.
- You run volume on card processing — rate starts at 1.75%.
- You need wider currency coverage — AED, SAR, USD +.
- You take in-person payments — POS support included.
Pick Telr (SME plans) if…
Telr · full profile
- You run many small transactions — fixed fee is AED 0.5.
- You need faster settlement — stated as T+1–3.
Side-by-side
| Product | Card rate | + per txn | Monthly fee | Settlement |
|---|---|---|---|---|
| PayTabs | 1.75–2.9% | AED 1 | AED 0 | T+2–4 |
| Telr (SME plans) | 2.35% | AED 0.5 | AED 99 | T+1–3 |
Who wins on each published field
| Field | Leads |
|---|---|
| lower fixed monthly cost | PayTabs |
| lower card processing rate | PayTabs |
| lower fixed fee per transaction | Telr (SME plans) |
| wider currency coverage | PayTabs |
| faster settlement | Telr (SME plans) |
| POS support | PayTabs |
Estimated first-year fixed cost (AED)
| Product | Year-1 fixed cost |
|---|---|
| PayTabs | AED 0 |
| Telr (SME plans) | AED 1,188 |
Published monthly fee × 12 plus annual fee. Transaction, FX and penalty charges are not included — see the field table above.
All published fields
| Field | PayTabs | Telr (SME plans) |
|---|---|---|
| Monthly fee | AED 0 | AED 99 |
| Multi-currency | AED, SAR, USD + | Not published |
| Card processing rate | 1.75–2.9% | 2.35% |
| Fixed fee per transaction | AED 1 | AED 0.5 |
| Settlement | T+2–4 | T+1–3 |
| Payment links | Yes | Yes |
| In-person / POS | Yes | Not published |
| Public rating | 2.6/5 — 287 reviews (Trustpilot) | 2.5/5 — 5 reviews (Trustpilot) |
Which fits your business
- Import-export / international payments: widest currency coverage is PayTabs.
- In-person sales: POS support is published by PayTabs.
Verdicts above are derived from published catalogue fields — the cheaper, faster or broader option on each field wins the bullet. Position is not sold. Methodology
Fact sources: paytabs.com · telr.com
Frequently asked questions
Which is cheaper — PayTabs or Telr (SME plans)?
On published monthly fees: PayTabs — AED 0/mo; Telr (SME plans) — AED 99/mo. Lowest fixed cost: PayTabs. Factor in minimum balance and transaction fees from the table above.
Where does this comparison data come from?
Each field is read from the provider's published terms and was last reviewed on 2026-10-15. Raqma is a comparison service — we do not decide applications, and placement in this comparison is not sold.
Raqma is a comparison service — we do not decide applications, and placement in this comparison is not sold.