Telr (SME plans) vs Paymob
Head-to-head on the fields that decide real cost and approval odds — fees, eligibility, onboarding, coverage. Data from our catalogue; confirm current terms with each provider.
In short
In short: pick Telr (SME plans) for lower card processing rate, lower fixed fee per transaction and faster settlement; pick Paymob for lower fixed monthly cost and POS support.
Catalogue fields last reviewed 2026-10-23.
Pick Telr (SME plans) if…
Telr · full profile
- You run volume on card processing — rate starts at 2.35%.
- You run many small transactions — fixed fee is AED 0.5.
- You need faster settlement — stated as T+1–3.
Pick Paymob if…
Paymob · full profile
- You want zero fixed monthly cost.
- You take in-person payments — POS support included.
Side-by-side
| Product | Card rate | + per txn | Monthly fee | Settlement |
|---|---|---|---|---|
| Telr (SME plans) | 2.35% | AED 0.5 | AED 99 | T+1–3 |
| Paymob | 2.9% | AED 1 | Confirm contract | Weekly |
Who wins on each published field
| Field | Leads |
|---|---|
| lower fixed monthly cost | Paymob |
| lower card processing rate | Telr (SME plans) |
| lower fixed fee per transaction | Telr (SME plans) |
| faster settlement | Telr (SME plans) |
| POS support | Paymob |
Estimated first-year fixed cost (AED)
| Product | Year-1 fixed cost |
|---|---|
| Telr (SME plans) | AED 1,188 |
| Paymob | AED 0 |
Published monthly fee × 12 plus annual fee. Transaction, FX and penalty charges are not included — see the field table above.
All published fields
| Field | Telr (SME plans) | Paymob |
|---|---|---|
| Monthly fee | AED 99 | AED 0 |
| Card processing rate | 2.35% | 2.9% |
| Fixed fee per transaction | AED 0.5 | AED 1 |
| Settlement | T+1–3 | Weekly |
| Payment links | Yes | Yes |
| In-person / POS | Not published | Yes |
| Public rating | 2.5/5 — 5 reviews (Trustpilot) | 3/5 — 20 reviews (Apple App Store (AE)) |
Which fits your business
- In-person sales: POS support is published by Paymob.
Verdicts above are derived from published catalogue fields — the cheaper, faster or broader option on each field wins the bullet. Position is not sold. Methodology
Frequently asked questions
Which is cheaper — Telr (SME plans) or Paymob?
On published monthly fees: Telr (SME plans) — AED 99/mo; Paymob — AED 0/mo. Lowest fixed cost: Paymob. Factor in minimum balance and transaction fees from the table above.
Where does this comparison data come from?
Each field is read from the provider's published terms and was last reviewed on 2026-10-23. Raqma is a comparison service — we do not decide applications, and placement in this comparison is not sold.
Raqma is a comparison service — we do not decide applications, and placement in this comparison is not sold.