Ziina Business vs Paymob
Head-to-head on the fields that decide real cost and approval odds — fees, eligibility, onboarding, coverage. Data from our catalogue; confirm current terms with each provider.
In short
In short: pick Ziina Business for lower card processing rate; Paymob shows no clear lead on published data.
Catalogue fields last reviewed 2026-10-23.
Pick Ziina Business if…
Ziina · full profile
- You run volume on card processing — rate starts at 2.6%.
Pick Paymob if…
Paymob · full profile
No field where it clearly beats the others on published data — compare the table below.
Apply with PaymobSide-by-side
| Product | Card rate | + per txn | Monthly fee | Settlement |
|---|---|---|---|---|
| Ziina Business | 2.6% | AED 1 | AED 0 | Instant to Ziina balance |
| Paymob | 2.9% | AED 1 | Confirm contract | Weekly |
Who wins on each published field
| Field | Leads |
|---|---|
| lower card processing rate | Ziina Business |
Estimated first-year fixed cost (AED)
| Product | Year-1 fixed cost |
|---|---|
| Ziina Business | AED 0 |
| Paymob | AED 0 |
Published monthly fee × 12 plus annual fee. Transaction, FX and penalty charges are not included — see the field table above.
All published fields
| Field | Ziina Business | Paymob |
|---|---|---|
| Monthly fee | AED 0 | AED 0 |
| Approval time | self-serve sign-up (~1 minute) | Not published |
| Card processing rate | 2.6% | 2.9% |
| Fixed fee per transaction | AED 1 | AED 1 |
| Settlement | Instant to Ziina balance | Weekly |
| Payment links | Yes | Yes |
| In-person / POS | Yes | Yes |
| Public rating | 4.4/5 — 666 reviews (Trustpilot) | 3/5 — 20 reviews (Apple App Store (AE)) |
Verdicts above are derived from published catalogue fields — the cheaper, faster or broader option on each field wins the bullet. Position is not sold. Methodology
Fact sources: ziina.com · ziina.com · ziina.com · paymob.ae · paymob.ae
Frequently asked questions
Which is cheaper — Ziina Business or Paymob?
On published monthly fees: Ziina Business — AED 0/mo; Paymob — AED 0/mo. Lowest fixed cost: Ziina Business and Paymob. Factor in minimum balance and transaction fees from the table above.
Where does this comparison data come from?
Each field is read from the provider's published terms and was last reviewed on 2026-10-23. Raqma is a comparison service — we do not decide applications, and placement in this comparison is not sold.
Raqma is a comparison service — we do not decide applications, and placement in this comparison is not sold.