Paymob · payment gateway

Paymob

Card rate 2.9% + AED 1/transaction

SME-focused acceptance: online checkout, payment links and POS terminals under a CBUAE Retail Payment Services licence. Rates auto-improve with volume.

Apply with Paymob Compare payment gateways Paymob vs Ziina Business

Is Paymob worth it?

e-commerce merchants: Paymob supports online selling — payment links and card processing from 2.9%.
in-person sellers: Paymob supports in-person/POS acceptance.

Pricing

Monthly fee: AED 0
Card processing rate: 2.9%
Fixed fee per transaction: AED 1

Eligibility

Not suitable for: merchants wanting in-person POS or a UAE-bank-account settlement relationship — Paymob is online-first acquiring. Businesses at enterprise volume needing negotiated custom rates

Business operations

Settlement: Weekly
Payment links: Yes
In-person / POS: Yes

Documents you'll typically need

Trade licence covering your activity
Live website or app with refund and privacy policies
Corporate bank account details for settlement
Processing history or projected volumes for established businesses

Typical pack for this category — the provider confirms the exact list on application.

What Paymob costs at real order values

AED 100 order: AED 3.90 per transaction — 3.90% effective (2.9% + AED 1 fixed).
AED 300 order: AED 9.70 per transaction — 3.23% effective (2.9% + AED 1 fixed).

Published rates only — the fixed fee weighs more on smaller orders. Confirm current pricing with the provider.

Paymob’s published Standard online pricing is 2.9% + AED 1 per transaction, with weekly bank settlement and no monthly subscription advertised. Separately, merchant terms clause 4.5 says Paymob may impose AED 110 per month when monthly volume is below AED 10,000. Confirm the applicable product and signed agreement; neither a universal zero monthly cost nor an automatic AED 110 charge is established for every merchant.

Verified answers

How much does Paymob charge in the UAE?

The pricing page advertises a 2.9% + AED 1 Standard online rate with no monthly subscription. Separately, terms clause 4.5 allows Paymob to impose AED 110 per month below AED 10,000 monthly volume. Confirm the exact product and signed agreement: the base subscription and the possible minimum-volume charge are different costs.

Source: paymob.ae · verified2026-10-21

Can a minimum-volume charge apply to Paymob?

Clause 4.5 gives Paymob authority to impose AED 110 per month if monthly transaction volume is below AED 10,000. Applicability and actual charging must be checked against the merchant agreement; it is not an automatic charge proved for every customer.

Source: paymob.ae · verified2026-10-21