Stripe Billing is the most complete recurring engine (trials, proration, smart retries). Tap and PayTabs publish subscription tools at local rates; Telr supports recurring on its plans; Checkout.com suits enterprise volume. Mamo covers simple recurring payment links.
Catalogue updated
Stripe UAE Stripe The top catalogue-ranked product in this list — reasons cite the published fields below, not a paid placement. Methodology
Products are shown in catalogue order, not as a personalised recommendation. Compare the details and confirm current terms with the provider. Methodology
Best-in-class APIs, docs and plugins (Shopify, WooCommerce). Flat pricing, no monthly fee — but settlement is slower and approval for brand-new UAE entities can be picky.
2.9% + AED 1 for UAE-issued cards; +1% for international cards. Per Stripe AE pricing, Sep 2026.
GCC gateway with simple flat pricing — good middle ground between local acquirers and global APIs.
Flat ~2.49–2.75% for local cards, no monthly fee on the basic plan. Sep 2026.
MENA payment orchestrator — Flexi entry plan with no monthly fee; rates improve meaningfully with merchant history.
1.75% + AED 1 is the established-merchant floor; new merchants typically see ~2.85–2.9% + AED 1. Paid tiers to ~AED 180/mo lower the rate. Sep 2026.
Local UAE acquirer with strong SME track record — among the lowest local-card rates on a modest monthly plan.
Bands by monthly volume: AED 0–9,999 → AED 249/mo at 0%; AED 10,000–24,999 → AED 199/mo at 2.45% + AED 1; AED 25,000–49,999 → AED 99/mo at 2.35% + AED 0.50; AED 50,000+ → AED 0/mo at 2.25% + AED 0.50. Per telr.com/pricing, verified Oct 2026.
Global acquirer for enterprise and high-volume merchants: local acquiring, strong auth optimisation and granular data — pricing is negotiated per merchant.
No public rate card for the UAE — acquiring fees are quoted per merchant based on volume and card mix.
Payment links + gateway + payouts + corporate cards in one SME platform. Growth plan has no monthly fee.
Growth plan: AED 0/mo, 2.9% + AED 1 for UAE cards; spend on Mamo Card can cut the rate to 1.9% + AED 0.80. Per Mamo pricing, Sep 2026.
| Product | Card rate | + per txn | Monthly fee | Settlement |
|---|---|---|---|---|
| Stripe UAE | 2.9% | AED 1 | AED 0 | 2–7 days |
| Tap Payments | 2.75% | AED 0 | AED 0 | T+1–3 |
| PayTabs | 1.75–2.9% | AED 1 | AED 0 | T+2–4 |
| Telr (SME plans) | 2.35% | AED 0.5 | AED 99 | T+1–3 |
| Checkout.com | Not published | Not published | Not published | Not published |
| Mamo Business | 2.9% | AED 1 | AED 0 | T+1–3 |
Fact sources: stripe.com · stripe.com · tap.company · paytabs.com · telr.com · checkout.com · help.mamopay.com
For startups watching fixed cost: compare monthly fee and minimum balance first — lowest published monthly cost: Stripe UAE and Tap Payments and PayTabs. For e-commerce and online sellers: compare the card rate and checkout tooling — strongest published selling features: PayTabs. For import-export and multi-currency flows: widest published currency coverage: Stripe UAE.