Tap Payments · payment gateway
Tap Payments
GCC gateway with simple flat pricing — good middle ground between local acquirers and global APIs.
Is Tap Payments worth it?
- e-commerce merchants: Tap Payments supports online selling — payment links and card processing from 2.75%.
Pricing
- Monthly fee
- AED 0
- Card processing rate
- 2.75%
- Fixed fee per transaction
- AED 0
Eligibility
- Not suitable for
- merchants processing very large tickets — the flat 2.75% beats small-basket rivals but loses to % + fixed-fee and monthly-fee plans at higher volumes and ticket sizes. Businesses needing banking or lending on the same rails
Business operations
- Settlement
- T+1–3
- Payment links
- Yes
Documents you'll typically need
- Trade licence covering your activity
- Live website or app with refund and privacy policies
- Corporate bank account details for settlement
- Processing history or projected volumes for established businesses
Typical pack for this category — the provider confirms the exact list on application.
What Tap Payments costs at real order values
- AED 100 order: AED 2.75 per transaction — 2.75% effective (2.75% + AED 0 fixed).
- AED 300 order: AED 8.25 per transaction — 2.75% effective (2.75% + AED 0 fixed).
Published rates only — the fixed fee weighs more on smaller orders. Confirm current pricing with the provider.
Flat ~2.49–2.75% for local cards, no monthly fee on the basic plan. Sep 2026.
Verified answers
Does Tap Payments publish its fees?
Tap does not publish a UAE rate card — pricing is agreed per business. Its positioning centres on one contract and one integration covering UAE and GCC payment acceptance.
Source: tap.company · verified
Is Tap Payments licensed in the UAE?
Yes — the Central Bank of the UAE awarded Tap a full Retail Payment Services license, making it licensed in every GCC market.
Source: tap.company · verified
What integration and channels does Tap offer?
A single API plus Card and Checkout SDKs, plugins and sandbox testing; payment links over WhatsApp/SMS/Instagram/email without a website, local payment methods, and Apple Pay express checkout for MENA Shopify stores.
Source: tap.company · verified
What security level does Tap carry?
PCI DSS Level 1 certified infrastructure for payment data.
Source: tap.company · verified
Head-to-head
Frequently asked questions
Is Tap Payments worth it for e-commerce merchants?
Yes — Tap Payments supports online selling — payment links and card processing from 2.75%.