Mamo · payment links + gateway
Mamo Business
Payment links + gateway + payouts + corporate cards in one SME platform. Growth plan has no monthly fee.
Is Mamo Business worth it?
- e-commerce merchants: Mamo Business supports online selling — payment links and card processing from 2.9%.
- import-export businesses: Mamo Business lists only AED, USD — narrow for import-export flows.
Pricing
- Monthly fee
- AED 0
- Card processing rate
- 2.9%
- Fixed fee per transaction
- AED 1
Eligibility
- Not suitable for
- merchants needing a hosted checkout page, subscriptions or POS — Mamo is invoicing and payment links. High-volume businesses where 2.9% + AED 1 loses to a monthly-fee acquirer
Business operations
- Multi-currency
- AED, USD
- Settlement
- T+1–3
- Payment links
- Yes
- In-person / POS
- No
Documents you'll typically need
- Trade licence covering your activity
- Live website or app with refund and privacy policies
- Corporate bank account details for settlement
- Processing history or projected volumes for established businesses
Typical pack for this category — the provider confirms the exact list on application.
What Mamo Business costs at real order values
- AED 100 order: AED 3.90 per transaction — 3.90% effective (2.9% + AED 1 fixed).
- AED 300 order: AED 9.70 per transaction — 3.23% effective (2.9% + AED 1 fixed).
Published rates only — the fixed fee weighs more on smaller orders. Confirm current pricing with the provider.
Growth plan: AED 0/mo, 2.9% + AED 1 for UAE cards; spend on Mamo Card can cut the rate to 1.9% + AED 0.80. Per Mamo pricing, Sep 2026.
Verified answers
What are Mamo’s transaction fees?
Mamo’s help centre gives the Premium plan rates as 2.7% + AED 0.8 for UAE-issued cards and 3.2% + AED 0.8 for international cards (charged in AED); a Growth plan example shows 2.9% + AED 1. Charging in a non-AED currency adds a 1.5% FX fee. Payments via Tabby cost 6.9% + AED 1 instead of the plan rate, and 5% VAT applies to the fee only.
Tabby cost 6.9% + AED 1 instead of the plan rate, and 5% VAT applies to the fee only.Source: help.mamopay.com · verified
Does Mamo charge the subscription in months with no sales?
No — Mamo states the subscription fee is not charged for any month in which you receive no payments; it is deducted from the first settlement of the billing cycle.
Source: help.mamopay.com · verified
In which currencies does Mamo settle?
Mamo settles merchants in AED or USD. Collecting in AED settles in AED with no FX applied; collecting in a non-AED currency involves a conversion at a market rate pulled from an external feed at the point of transaction.
Source: help.mamopay.com · verified
Head-to-head
Frequently asked questions
Is Mamo Business worth it for e-commerce merchants?
Yes — Mamo Business supports online selling — payment links and card processing from 2.9%.
Is Mamo Business worth it for import-export businesses?
No — Mamo Business lists only AED, USD — narrow for import-export flows.