Provider profile
Mamo
Raqma's read on Mamo
Raqma's read on Summarised from catalogue fields — not a paid placement.
- Products tracked
- 1 across 1 category (Payment gateways)
- Licence status
- No UAE licence on record — verify directly
- Public rating
- Trustpilot: 3/5 · 38 reviews — snapshot 2026-10-15 (source)
- Lowest monthly fee
- AED 0 — Mamo Business
- Last reviewed
In short: Mamo has a focused offer in the UAE payment gateways space, with published fees from AED 0/mo. Mamo operates as a regulated entity via licensed partners — not a direct licence holder.
Is Mamo right for you?
Fit read from catalogue fields — not a recommendation, confirm terms with the provider.
- UAE SMEs
- Partial fit 1 product tracked across 1 category
- E-commerce merchants
- Strong fit 1 payment product — gateway rates from 2.9%
- Free-zone companies
- Partial fit Free-zone acceptance not yet verified
- Import-export businesses
- Strong fit 1 cross-border product
- Startups needing corporate banking
- Partial fit Approval details not yet verified
Strengths and watch-outs
Aggregated across the tracked Mamo catalogue — exact terms are on each product page.
Where Mamo stands out
- No monthly fee
- Card rate from 2.9%
- Settlement: T+1–3
- Built-in payment links
Licensing
- UAE Central Bank — regulated entity
Verified answers
What are Mamo’s transaction fees?
Mamo’s help centre gives the Premium plan rates as 2.7% + AED 0.8 for UAE-issued cards and 3.2% + AED 0.8 for international cards (charged in AED); a Growth plan example shows 2.9% + AED 1. Charging in a non-AED currency adds a 1.5% FX fee. Payments via Tabby cost 6.9% + AED 1 instead of the plan rate, and 5% VAT applies to the fee only.
Tabby cost 6.9% + AED 1 instead of the plan rate, and 5% VAT applies to the fee only.Source: help.mamopay.com · verified
Does Mamo charge the subscription in months with no sales?
No — Mamo states the subscription fee is not charged for any month in which you receive no payments; it is deducted from the first settlement of the billing cycle.
Source: help.mamopay.com · verified
In which currencies does Mamo settle?
Mamo settles merchants in AED or USD. Collecting in AED settles in AED with no FX applied; collecting in a non-AED currency involves a conversion at a market rate pulled from an external feed at the point of transaction.
Source: help.mamopay.com · verified
Facts & sources
Every fact we publish links back to the page it was verified on. Product-level terms (fees, limits, eligibility) are on each product page.
- Mamo Business — verified
- help.mamopay.com
Frequently asked questions
Is Mamo licensed in the UAE?
We could not verify a UAE licence for Mamo in our catalogue. Check the provider’s regulatory status directly before applying.
What Mamo products can I compare here?
We track 1 Mamo product: Mamo Business. Each entry shows the published fees, requirements and approval details.
How do I apply for Mamo?
Raqma is a comparison service — we do not process applications. Review the products on this page, then continue to Mamo’s own onboarding through the outbound links.