botim money · Payment gateway + merchant wallet

botim money for Business

Card rate 2.5–2.8% + AED 1/transaction

CBUAE-licensed (SVF + RPS) merchant payments from Astra Tech — gateway, paylinks, corporate wallet with vIBAN and cash deposits at 7,000+ UAE kiosks.

Is botim money for Business worth it?

  • free-zone companies: botim money for Business onboards free-zone entities on its published criteria.
  • e-commerce merchants: botim money for Business supports online selling — card processing from 2.5%.

Pricing

Card processing rate
2.5–2.8%
Fixed fee per transaction
AED 1

Eligibility

Not suitable for
merchants needing a full gateway (hosted checkout, plugins, subscriptions) or card-present POS — botim is a wallet-first payments app. Businesses wanting the lowest published rate (2.5% is mid-pack)

Business operations

Free-zone companies
Yes

Details

Published pricing
2.5% + AED 1 domestic cards; 2.8% + AED 1 international; 1.5% + AED 1 Alipay+ wallets
Extras
Corporate wallet + vIBAN (with FAB), kiosk cash/cheque deposits, POS
Best for
Merchants wanting licensed wallets plus online acceptance in one stack

Documents you'll typically need

  • Trade licence covering your activity
  • Live website or app with refund and privacy policies
  • Corporate bank account details for settlement
  • Processing history or projected volumes for established businesses

Typical pack for this category — the provider confirms the exact list on application.

What botim money for Business costs at real order values

  • AED 100 order: AED 3.50 per transaction — 3.50% effective (2.5% + AED 1 fixed).
  • AED 300 order: AED 8.50 per transaction — 2.83% effective (2.5% + AED 1 fixed).

Published rates only — the fixed fee weighs more on smaller orders. Confirm current pricing with the provider.

Published rates per botim.money pricing, Oct 2026; SVF/RPS licensing per Astra Tech merchant terms.

Verified answers

Is the Botim Money payment gateway licensed?

Yes — Botim Money states it is licensed by the Central Bank of the UAE and lists its regulatory licenses on the site.

Source: botim.money · verified

What does Botim Money charge merchants?

The gateway advertises no setup fees and "one of the lowest transaction charges in the industry"; a published rate card is not on the page — exact MDR is agreed at onboarding.

Source: botim.money · verified

What does the Botim Money business platform include?

An online payment gateway plus tools to collect recurring payments and track business finances — positioned as a one-stop payments platform used by leading UAE brands.

Source: botim.money · verified

Frequently asked questions

Is botim money for Business worth it for free-zone companies?

Yes — botim money for Business onboards free-zone entities on its published criteria.

Is botim money for Business worth it for e-commerce merchants?

Yes — botim money for Business supports online selling — card processing from 2.5%.

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