WPS-compliant payroll in the UAE

For covered establishments, WPS payment and reporting must follow the applicable rules. Confirm coverage, exclusions and deadlines with the relevant authority, then check who prepares the salary file, submits it, funds the payment and reconciles the result. A generated SIF alone does not prove successful payment.

Catalogue updated

Raqma's pick
Zoho Payroll UAE Zoho
  • AED 45 monthly fee

The top catalogue-ranked product in this list — reasons cite the published fields below, not a paid placement. Methodology

Products to compare

6 products

Products are shown in catalogue order, not as a personalised recommendation. Compare the details and confirm current terms with the provider. Methodology

UAE payroll software from Zoho — salary calculation, payslips and WPS SIF file generation, tightly integrated with Zoho Books and Zoho People.

Payroll software
Price from
AED 45
Model
Payroll software — cloud, self-serve
WPS
Generates WPS SIF files
Best for
Teams already on Zoho Books / People
Reviewed
Apply

Priced per employee per month; a free tier covers very small teams — check the current plan limits.

Bayzat

Bayzat

All-in-one HR, payroll and benefits — employee records, leave, health insurance and WPS-compliant payroll in one UAE-built platform.

HR & payroll suite
Price from
—
Model
HR suite with payroll inside
WPS
WPS-compliant payroll runs
Best for
SMEs wanting HR + payroll + insurance in one
Reviewed
Apply

Quoted per-employee pricing — bundles vary by module and headcount.

ZenHR

ZenHR

MENA HR and payroll suite — full employee lifecycle, onboarding, leave and UAE WPS payroll with Arabic-first support.

HR & payroll suite
Price from
—
Model
HR suite with payroll inside
WPS
WPS-compliant payroll runs
Best for
MENA teams wanting Arabic HR + payroll
Reviewed
Apply

Payroll accounts and cards for workers without bank accounts — employers run WPS-compliant salary disbursement to cards staff can use at ATMs and in shops.

Payroll accounts
Price from
—
Model
Employer platform + worker accounts/cards
WPS
WPS-compliant salary disbursement via partner banking
Best for
Companies paying unbanked or low-income staff
Reviewed
Apply

Worker accounts are issued with a regulated banking partner — confirm current partner bank and card coverage.

Zoi

Zoi

Digital payroll service for UAE SMEs — WPS-compliant salary runs and payroll cards, built by SC Ventures for companies without in-house payroll.

Payroll serviceUAE Central Bank — licensed
Price from
—
Model
Payroll service — they run salary disbursement
WPS
WPS payroll processing
Best for
SMEs outsourcing payroll end-to-end
UAE Central Bank — licensed Reviewed
Apply
botim money

botim Payroll

WPS payroll inside the botim money business super-app — digital salary disbursement paired with a business wallet, for merchants already on the platform.

Payroll serviceUAE Central Bank — licensed
Price from
—
Model
Payroll inside a business super-app
WPS
Digital WPS payroll disbursement
Best for
Merchants and SMEs already on botim money
UAE Central Bank — licensed Reviewed
Apply

Payroll runs through botim’s licensed wallet rails — confirm WPS agent coverage for your MOHRE establishment.

Side-by-side

Side-by-side — 6products — Price from, Model, WPS, Best for
ProductPrice fromModelWPSBest for
Zoho Payroll UAEAED 45Payroll software — cloud, self-serveGenerates WPS SIF filesTeams already on Zoho Books / People
BayzatNot publishedHR suite with payroll insideWPS-compliant payroll runsSMEs wanting HR + payroll + insurance in one
ZenHRNot publishedHR suite with payroll insideWPS-compliant payroll runsMENA teams wanting Arabic HR + payroll
NOW Money payroll accountsNot publishedEmployer platform + worker accounts/cardsWPS-compliant salary disbursement via partner bankingCompanies paying unbanked or low-income staff
ZoiNot publishedPayroll service — they run salary disbursementWPS payroll processingSMEs outsourcing payroll end-to-end
botim PayrollNot publishedPayroll inside a business super-appDigital WPS payroll disbursementMerchants and SMEs already on botim money

WPS capability — what each payroll product publishes

Every UAE employer on MOHRE’s register pays through WPS; the question a buyer can verify is whether the payroll product publishes SIF generation or WPS compliance. The table lists only what providers state publicly.

Published WPS / SIF support by payroll product
ProductWPS / SIF support publishedScope note
Zoho PayrollZoho Payroll AE pricing
Yes — auto-generated SIF files for WPS salary payments from the Standard plan upAlso publishes pension/gratuity calculations and pay-run approvals; AED-priced tiers
ZenHRZenHR UAE page
Marketed around WPS and MOHRE compliance for the UAE productMENA-localized compliance (GOSI, Mudad and others) on the same platform; pricing per organization, not per seat
BayzatBayzat site
WPS and gratuity handling described inside the payroll module scopeModular HR bundle; no public rate card — quotes via consultation
NOW MoneyNOW Money site
Digital payroll and salary disbursement built for low-income and migrant workersEmployer-funded payroll accounts with mobile banking for employees
ZoiZoi site
Employers run payroll into Zoi accounts for migrant workersPositioned on remittance cost for workers, not on software-side SIF tooling
botim PayrollNot published in the pages reviewedConfirm SIF generation and agent-bank support directly before shortlisting

“Published” means the claim appears on the provider’s own public pages — it is not an independent certification. Confirm SIF export format and the agent bank or exchange house in the product demo.

The remaining verification step is the same for every product: a demo showing the generated SIF and the licensed agent institution that submits it.

Fact sources: zoho.com

Frequently asked questions

Which banks support WPS payroll in the UAE?

WPS is operated by MOHRE and the Central Bank, not by any single bank — salaries route through banks and exchange houses licensed as WPS agents, so the rail itself is not a differentiator. What actually differs is the payroll software: it must generate the SIF (salary information file) the agent bank submits. Pick the product on published SIF/WPS capability first; the banking rail behind it is a commodity.

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