Zoi · Payroll service
Zoi
Digital payroll service for UAE SMEs — WPS-compliant salary runs and payroll cards, built by SC Ventures for companies without in-house payroll.
Eligibility
- Not suitable for
- established companies wanting deep HR functionality — Zoi is a payroll-account provider for lower-wage segments, not a suite. Employers whose staff are all already banked
Details
- Delivery model
- Payroll service — they run salary disbursement
- WPS
- WPS payroll processing
- Best for
- SMEs outsourcing payroll end-to-end
Documents you'll typically need
- Trade licence and MOHRE establishment card
- Employee contracts and Emirates IDs
- WPS salary information file (SIF) or the bank’s file format
- Employee bank details or a salary-card enrolment list
Typical pack for this category — the provider confirms the exact list on application.
Verified answers
Who is Zoi payroll built for?
Zoi targets payroll and financial inclusion for low-income and migrant workers in the UAE — employers run payroll into Zoi accounts and workers get app-based money management and remittances.
Source: myzoi.com · verified
Why does Zoi focus on remittance cost?
Its published analysis notes UAE remittances totalled $38.5B in 2023 and that workers earning AED 1,500–2,500 lose 2–4% of monthly wages to typical ~5–6% remittance costs — the pitch is employer-integrated payroll that cuts that friction.
Source: myzoi.com · verified
