Wio Bank · Business debit cards
Wio Business cards
Corporate debit cards on the Wio Business account — physical and virtual cards with spend controls, tied to a CBUAE-licensed digital bank account.
Is Wio Business cards worth it?
- free-zone companies: Wio Business cards onboards free-zone entities on its published criteria.
Pricing
- Monthly fee
- AED 0
Eligibility
- Not suitable for
- individuals — these are company expense cards inside a Wio Business account, so you need the account first. Businesses that want a standalone corporate card without opening a Wio account
Business operations
- Free-zone companies
- Yes
Details
- Card type
- Business debit (physical + virtual)
- Requires
- Wio Business account
- Best for
- Teams wanting cards bundled with a digital bank account
Documents you'll typically need
- Valid UAE trade licence (mainland or free zone)
- Memorandum and Articles of Association
- Passports and Emirates IDs of shareholders and authorised signatories
- UBO (ultimate beneficial owner) declaration
- Office tenancy contract, Ejari or flexi-desk agreement
- Recent invoices or contracts for new companies; 6–12 months of bank statements for operating businesses
Typical pack for this category — the provider confirms the exact list on application.
Card issuance and account terms per Wio published material, Oct 2026.
Verified answers
How much do Wio Business cards cost?
Virtual cards are free with up to 100 active cards; the first physical card is free and a replacement costs AED 26.25.
Source: wio.io · verified
Does the Wio Business card earn cashback?
Yes — 2% cashback up to AED 2,000 per month on the business credit card.
Source: wio.io · verified
Alternatives in corporate cards
Compare corporate cards →
Frequently asked questions
Is Wio Business cards worth it for free-zone companies?
Yes — Wio Business cards onboards free-zone entities on its published criteria.