Raqma

Qashio · corporate cards + spend management

Qashio

AED 0/month

Emirates NBD-backed corporate cards with strong merchant-category controls — good fit for ad spend and SaaS subscriptions where cashback compounds.

Apply with Qashio Compare corporate cards Qashio vs Alaan

Is Qashio worth it?

  • free-zone companies: Qashio onboards free-zone entities on its published criteria.
  • founders outside the UAE: Qashio onboards fully remotely — no branch visit required.
  • import-export businesses: Qashio lists only AED, USD — narrow for import-export flows.

Pricing

Monthly fee
AED 0

Eligibility

Not suitable for
companies that need a bank account or lending — Qashio is a spend platform on top of partner rails. Teams wanting a physical branch relationship or cheque facilities

Business operations

Approval time
2–5 days
Free-zone companies
Yes
Branch visit
Not required
Multi-currency
AED, USD

Benefits

Cashback
2%

How onboarding goes

  1. Application: Submit the request through the provider’s channel and upload documents
  2. Compliance review: KYC checks and document verification
  3. Decision: Typical timing: 2–5 days
  4. Go live: Access activated and the product is live

Documents you'll typically need

  • Valid UAE trade licence (mainland or free zone)
  • Memorandum and Articles of Association
  • Passports and Emirates IDs of shareholders and authorised signatories
  • UBO (ultimate beneficial owner) declaration
  • Office tenancy contract, Ejari or flexi-desk agreement
  • Recent invoices or contracts for new companies; 6–12 months of bank statements for operating businesses

Typical pack for this category — the provider confirms the exact list on application.

Qashio Points convert to cashback or Emirates Skywards miles (no conversion fee; cashback credited ~3–5 business days). Prepaid corporate card issued by NymCard (CBUAE-authorised). Per qashio.com, verified Oct 2026.

Verified answers

What plans does Qashio offer?

Qashio sells five tiers — Lite (up to 3 users, 6 cards), Plus (up to 10 users, 20 cards), Premium (up to 25 users, 100 cards), Business+ (up to 50 users, 500 cards) and Enterprise (up to 5,000 cards). The pricing page lists features per tier but does not publish monthly prices.

Source: qashio.com · verified

What is the Qashio ATM withdrawal fee?

Qashio lists an ATM withdrawal fee of AED 10 per withdrawal on Lite and Plus, and AED 5 per withdrawal on Premium, Business+ and Enterprise tiers.

Source: qashio.com · verified

Do Qashio cards earn rewards?

Yes — Qashio Points are earned on card spend and can be redeemed with Emirates Skywards, Shukran and other partners.

Source: qashio.com · verified

Head-to-head

Qashio vs Alaan Qashio vs Pemo Qashio vs Alaan vs Pemo
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Alternatives in corporate cards

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Pemo Pemo AED 0/month Wio Business cards Wio Bank AED 0/month Alaan Alaan AED 0/month

Frequently asked questions

Is Qashio worth it for free-zone companies?

Yes — Qashio onboards free-zone entities on its published criteria.

Is Qashio worth it for founders outside the UAE?

Yes — Qashio onboards fully remotely — no branch visit required.

Is Qashio worth it for import-export businesses?

No — Qashio lists only AED, USD — narrow for import-export flows.

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