Network International · acquiring / enterprise gateway
Network International (N-Genius)
The UAE’s largest acquirer — best negotiated rates and enterprise-grade processing, but onboarding is slower and geared to established businesses.
Is Network International (N-Genius) worth it?
- e-commerce merchants: Network International (N-Genius) supports online selling — card processing from 1.5%.
- import-export businesses: Network International (N-Genius) lists only AED + regional currencies — narrow for import-export flows.
- in-person sellers: Network International (N-Genius) supports in-person/POS acceptance.
Pricing
- Card processing rate
- 1.5–3.5%
Eligibility
- Not suitable for
- small merchants — onboarding is enterprise-grade and the lower bound of the 1.5-3.5% band is negotiated, not default. Price-sensitive startups usually sit better on a flat-rate link app until volume justifies a quote
Business operations
- Multi-currency
- AED + regional currencies
- Settlement
- T+1–2
- In-person / POS
- Yes
Documents you'll typically need
- Trade licence covering your activity
- Live website or app with refund and privacy policies
- Corporate bank account details for settlement
- Processing history or projected volumes for established businesses
Typical pack for this category — the provider confirms the exact list on application.
Not for you if…
- You run thin margins — card processing costs up to 3.5%.
Rates are custom-quoted (~1.5–3.5% observed range) plus monthly/terminal fees. Best economics at real volume.
Verified answers
What does Network International offer merchants?
In-store and online payment acceptance (including the N-Genius platform), card issuing and processing for financial institutions, plus value-added services: fraud prevention, loyalty, analytics and merchant financing.
Source: network.ae · verified
Did Network International merge with Magnati?
Yes — Network International and Magnati have merged into a combined payments and fintech platform, headquartered in the UAE and serving merchants, banks, fintechs and telcos across the Middle East and Africa.
Magnati have merged into a combined payments and fintech platform, headquartered in the UAE and serving merchants, banks, fintechs and telcos across the Middle East and Africa.Source: network.ae · verified
Does Network International publish rates?
No — its official guidance states pricing, merchant discount rates, interchange-related fees, eligibility and terms are set by contract and may change; merchants should not rely on quoted rates without a contract.
Source: network.ae · verified
Does Network International issue consumer cards?
No — it is a B2B payments provider; consumer cards are issued by banks and financial institutions that use its processing rails.
Source: network.ae · verified
Head-to-head
Frequently asked questions
Is Network International (N-Genius) worth it for e-commerce merchants?
Yes — Network International (N-Genius) supports online selling — card processing from 1.5%.
Is Network International (N-Genius) worth it for import-export businesses?
No — Network International (N-Genius) lists only AED + regional currencies — narrow for import-export flows.
Is Network International (N-Genius) worth it for in-person sellers?
Yes — Network International (N-Genius) supports in-person/POS acceptance.