FlapKap · Revenue-based financing
FlapKap
Revenue-based funding for e-commerce and SME working capital — offers in ~48 hours, repayment as a share of revenue that flexes with slow months.
Is FlapKap worth it?
- free-zone companies: FlapKap onboards free-zone entities on its published criteria.
Pricing
- APR
- 1.5–2.5%
Eligibility
- Not suitable for
- businesses without e-commerce or SaaS revenue — revenue-based financing is repaid as a share of sales, so it needs real recurring turnover. Companies wanting conventional fixed-schedule loans
Business operations
- Approval time
- Offer in ~2–5 working days
- Free-zone companies
- Yes
Details
- Cost model
- Fixed fee ~1.5–2.5% per month of expected repayment term (provider-published)
- Amounts
- Roughly 0.5–1× monthly revenue; up to ~AED 1.5m (provider-published)
- Best for
- E-commerce and revenue-generating SMEs
How onboarding goes
- Application: Submit the request through the provider’s channel and upload documents
- Compliance review: KYC checks and document verification
- Decision: Typical timing: Offer in ~2–5 working days
- Go live: Access activated and the product is live
Documents you'll typically need
- Trade licence and Memorandum of Association
- 6–12 months of business bank statements
- Filed VAT returns and latest financial statements
- Invoices or contracts evidencing revenue (for invoice and revenue-based products)
Typical pack for this category — the provider confirms the exact list on application.
Fee range and amounts per provider-published FAQ, Oct 2026 — the % shown is a monthly fee rate, not APR. FlapKap is a commercial lender, not a deposit-taking institution.
Verified answers
How is FlapKap rated by customers?
We could not verify an independent rating profile with a published score for FlapKap as of October 2026 — its Trustpilot listing exists but no public score could be confirmed. Check current reviews directly before relying on reputation signals.
Source: flapkap.com · verified
What financing products does FlapKap offer?
Three: Revenue-Based Funding (a fee plus a percentage of revenues until repayment completes), POS Merchant Advance for e-commerce, restaurants, retail and clinics, and a Dynamic Credit Line secured by trade receivables where fees apply only to drawn amounts.
Source: flapkap.com · verified
How fast does FlapKap fund?
FlapKap advertises sign-up, qualification and an offer within 48 hours via a fully digital process — upload documents and connect bank accounts, QuickBooks, Zoho, Shopify or Amazon. It was selected for the Mastercard Start Path Small Business program and partners with Amazon and Aramex for SME funding.
QuickBooks, 
Zoho, Shopify or Amazon. It was selected for the Mastercard Start Path Small Business program and partners with Amazon and Aramex for SME funding.Source: flapkap.com · verified
What do FlapKap reviews say?
FlapKap is listed on Trustpilot and quotes verified Trustpilot reviews on its own site, but the published corpus is small and third-party snapshots diverge — one review aggregator recorded 5.0 out of 5 across 28 reviews — so we do not republish a score as verified. Across the visible reviews the consistent themes are fast approval and disbursement, a fully digital paperless application and responsive named support contacts.
Source: ratingfacts.com · verified
What does FlapKap charge?
FlapKap publishes a fixed fee that typically runs 1.5%–2.5% per month for the whole expected repayment duration, with no additional processing, documentation or hidden fees — sign-up and application are free. Typical funding sits between half of monthly revenue and one full month, designed to repay in under six months.
Source: flapkap.com · verified
Frequently asked questions
Is FlapKap worth it for free-zone companies?
Yes — FlapKap onboards free-zone entities on its published criteria.