Cashew · BNPL / high-ticket pay later
Cashew for Business
Pay-later acceptance reaching higher-value purchases — up to AED 150,000 with terms to 48 months, financed in partnership with Mashreq.
Is Cashew for Business worth it?
- free-zone companies: Cashew for Business onboards free-zone entities on its published criteria.
- e-commerce merchants: Published terms don't state online-selling features for Cashew for Business — confirm with Cashew.
Eligibility
- Not suitable for
- merchants needing card acquiring — Cashew is a BNPL/pay-later checkout option, not a gateway. B2B sellers and businesses outside its approved sectors
Business operations
- Free-zone companies
- Yes
Details
- Ticket size
- Up to AED 150,000 — well above standard BNPL caps
- Terms
- Up to 48 months on larger financing (Mashreq partnership)
- Best for
- Higher-ticket retail, clinics, services
Mashreq partnership)Documents you'll typically need
- Trade licence covering your activity
- Live website or app with refund and privacy policies
- Corporate bank account details for settlement
- Processing history or projected volumes for established businesses
Typical pack for this category — the provider confirms the exact list on application.
Limits and tenor per provider and Mashreq partnership material, Oct 2026; merchant fees quoted individually.
Verified answers
How does Cashew settle merchant sales?
Merchants are paid the full amount upfront at the sale; Cashew collects from the customer monthly — the merchant carries no default risk and does no chasing.
Source: cashewpayments.com · verified
What kind of BNPL is Cashew?
Cashew is built for larger purchases over longer terms — up to 12 monthly installments with a fixed schedule shown upfront — not the typical four-payment split, and there is no consumer app; the product is used at partner merchants online and in store.
Source: cashewpayments.com · verified
Where is Cashew accepted?
At 28 partner merchants in the UAE across healthcare (dental, optical, elective procedures), automotive, education, home improvement and wellness; the healthcare product is called Hazel.
Source: cashewpayments.com · verified
Does Cashew publish merchant fees?
No public merchant rate card — the site positions terms as illustrative and subject to eligibility and approval; merchants apply via early access and get terms in onboarding.
Source: cashewpayments.com · verified
Is Cashew a bank?
No — Cashew Technology Software L.L.C. is a BNPL provider operating in the UAE and Oman. Financing above standard limits is offered in partnership with licensed banks, subject to the bank’s terms and regulatory oversight.
Source: cashewpayments.com · verified
Frequently asked questions
Is Cashew for Business worth it for free-zone companies?
Yes — Cashew for Business onboards free-zone entities on its published criteria.