Al Ain Finance · Receivables & supply-chain finance
Al Ain Finance
CBUAE-licensed finance company focused on SME receivables — factoring, invoice discounting, POS-receivable loans, term loans and guarantees.
Is Al Ain Finance worth it?
- free-zone companies: Al Ain Finance onboards free-zone entities on its published criteria.
Eligibility
- Not suitable for
- businesses wanting a simple unsecured working-capital line — Al Ain Finance is factoring/receivables finance, so there must be invoices to advance against
Business operations
- Free-zone companies
- Yes
Details
- Products
- Factoring, invoice discounting, POS-receivable loans, term loans, guarantees
- Regulation
- CBUAE-licensed finance company
- Best for
- Established SMEs with B2B receivables
Documents you'll typically need
- Trade licence and Memorandum of Association
- 6–12 months of business bank statements
- Filed VAT returns and latest financial statements
- Invoices or contracts evidencing revenue (for invoice and revenue-based products)
Typical pack for this category — the provider confirms the exact list on application.
Licence per CBUAE public register (02.01.01.023.2016.01); product scope per company filings, Oct 2026.
Verified answers
Who regulates Al Ain Finance?
ALAIN FINANCE P.J.S.C. is a Private Joint Stock Company owned by Emirati shareholders, licensed and regulated by the Central Bank of the UAE.
Source: alainfinance.ae · verified
What does Al Ain Finance offer SMEs?
Receivables and supply-chain finance for UAE businesses — a CBUAE-regulated finance company rather than a bank, so facilities are assessed directly rather than through a deposit account.
Source: alainfinance.ae · verified
Frequently asked questions
Is Al Ain Finance worth it for free-zone companies?
Yes — Al Ain Finance onboards free-zone entities on its published criteria.