RAKBANK publishes an Islamic business-finance variant with tenors to 60 months. Beehive's P2P funding is certified by the Shariya Review Bureau — the two published Sharia-compliant routes for SMEs.
Catalogue updated
RAKBANK Business Finance RAKBANK The top catalogue-ranked product in this list — reasons cite the published fields below, not a paid placement. Methodology
Products are shown in catalogue order, not as a personalised recommendation. Compare the details and confirm current terms with the provider. Methodology
Collateral-free conventional and Islamic business finance; the Shari'a-compliant variant runs up to 60 months. Pricing is quoted per application — no public rate card.
Collateral-free business finance plus a Shari'a-compliant variant with tenors to 60 months; terms quoted per file — rates not published. Per rakbank.ae, Oct 2026.
DFSA-regulated SME funding platform (Beehive P2P, an e& enterprise company): eligibility check in minutes, funding in days — certified by the Shariya Review Bureau.
Term finance AED 200K–2M over 12–24 months; published profit rates 9.8%–12.15%; monthly instalments. Eligibility: UAE-registered, ≥2 years operating under current management, no returned cheques in past 12 months. Per beehive.ae/term-finance, verified Oct 2026.
| Product | Rate | Decision | Sharia-compliant | Free zone |
|---|---|---|---|---|
| RAKBANK Business Finance | Not published | 1–2 weeks | Not published | Not published |
| Beehive Business Funding | Not published | a few days | Yes | Not published |
Fact sources: beehive.ae · trustpilot.com · tradersunion.com
For founders outside the UAE: remote onboarding with no branch visit: Beehive Business Funding. For a Sharia-compliant requirement: published Sharia-compliant structure: Beehive Business Funding.