Nomod vs Zbooni
Head-to-head on the fields that decide real cost and approval odds — fees, eligibility, onboarding, coverage. Data from our catalogue; confirm current terms with each provider.
In short
In short: pick Nomod for lower card processing rate and lower fixed fee per transaction; Zbooni shows no clear lead on published data.
Catalogue fields last reviewed 2026-10-23.
Pick Nomod if…
Nomod · full profile
- You run volume on card processing — rate starts at 2.37%.
- You run many small transactions — fixed fee is AED 0.8.
Pick Zbooni if…
Zbooni · full profile
No field where it clearly beats the others on published data — compare the table below.
Not for you if…
- You run thin margins — card processing costs up to 3.5%.
Side-by-side
Who wins on each published field
| Field | Leads |
|---|---|
| lower card processing rate | Nomod |
| lower fixed fee per transaction | Nomod |
Estimated first-year fixed cost (AED)
| Product | Year-1 fixed cost |
|---|---|
| Nomod | AED 0 |
| Zbooni | AED 0 |
Published monthly fee × 12 plus annual fee. Transaction, FX and penalty charges are not included — see the field table above.
All published fields
| Field | Nomod | Zbooni |
|---|---|---|
| Monthly fee | AED 0 | AED 0 |
| Free-zone companies | Yes | Yes |
| Card processing rate | 2.37–2.77% | 3.5% |
| Fixed fee per transaction | AED 0.8 | AED 1 |
| Settlement | Published settlement schedule on provider site | Not published |
| Public rating | 4.1/5 — 51 reviews (RatingFacts) | 3/5 — 2 reviews (RatingFacts) |
Which fits your business
- Free-zone company: either works — all sides onboard free-zone entities.
Verdicts above are derived from published catalogue fields — the cheaper, faster or broader option on each field wins the bullet. Position is not sold. Methodology
Fact sources: nomod.com · zbooni.com
Frequently asked questions
Which is cheaper — Nomod or Zbooni?
On published monthly fees: Nomod — AED 0/mo; Zbooni — AED 0/mo. Lowest fixed cost: Nomod and Zbooni. Factor in minimum balance and transaction fees from the table above.
Can a free-zone company use Nomod or Zbooni?
All of them onboard free-zone entities on published criteria.
Where does this comparison data come from?
Each field is read from the provider's published terms and was last reviewed on 2026-10-23. Raqma is a comparison service — we do not decide applications, and placement in this comparison is not sold.
Raqma is a comparison service — we do not decide applications, and placement in this comparison is not sold.