Provider profile
Zoho
Raqma's read on Zoho
Summarised from catalogue fields — not a paid placement.
- Products tracked
- 3 across 3 categories (Accounting & tax, E-invoicing, Payroll & WPS)
- Licence status
- No UAE licence on record — verify directly
- Public rating
- RatingFacts: 3.6/5 · 141 reviews — snapshot 2026-10-23 (source)
- Lowest monthly fee
- AED 45 — Zoho Payroll UAE
- Free-zone acceptance
- 2 of 3 products accept free-zone licences
- Last reviewed
In short: Zoho has one of the broader catalogues we track in the UAE accounting & tax and e-invoicing and payroll & wps space, with published fees from AED 45/mo. No UAE licence is verified in our catalogue — confirm regulatory status directly before applying.
Is Zoho right for you?
Fit read from catalogue fields — not a recommendation, confirm terms with the provider.
- UAE SMEs
- Strong fit 3 products tracked across 3 categories
- E-commerce merchants
- Limited No payment-gateway products tracked
- Free-zone companies
- Strong fit 2 of 3 products accept free-zone licences
- Import-export businesses
- Limited No cross-border products tracked
- Startups needing corporate banking
- Partial fit Approval details not yet verified
Strengths and watch-outs
Aggregated across the tracked Zoho catalogue — exact terms are on each product page.
Where Zoho stands out
- AED 60 monthly fee
- Accepts free-zone licences
- MoF-accredited service provider
- AED 45 monthly fee
Licensing
- UAE Ministry of Finance — accredited · no. MoF ASP accreditation 121988 — Accredited Service Provider on the UAE Ministry of Finance e-invoicing list, accreditation no. 121988. — register checked 2026-10-15
Verified answers
Zoho Books
What do Zoho Books plans cost in the UAE?
On the AE pricing page (per organisation per month, billed annually, exclusive of local taxes): Free plan for solopreneurs and micro businesses, then Standard AED 60, Professional AED 90, Premium AED 120, Elite AED 280, and Ultimate AED 660.
Source: zoho.com · verified
How does Zoho Books charge for e-invoicing?
E-invoicing is priced in transaction packs starting from AED 41 per 100 additional transactions: 500 transactions AED 185, 1,000 for AED 330, 5,000 for AED 1,500, up to 100,000 for AED 20,000. The first 100 transactions are free on Professional and above plans.
Source: zoho.com · verified
What does an extra user cost on Zoho Books?
Additional users are listed at AED 10 per user per month on monthly billing, or AED 8 per user per month on annual billing, on the AE pricing page.
Source: zoho.com · verified
Is Zoho Books pricing final at checkout?
Listed prices are per organisation per month on annual billing and are exclusive of local taxes — UAE VAT at 5% applies on top.
Source: zoho.com · verified
Zoho Books + e-invoicing
Is Zoho Books an accredited e-invoicing provider in the UAE?
Zoho Books lists an e-invoicing add-on for the UAE priced in transaction packs. The product page describes Zoho as an accredited service provider; the e-invoicing capability is a paid add-on over the accounting plans.
Source: zoho.com · verified
What do Zoho e-invoicing transaction packs cost?
Starting from AED 41 per 100 additional transactions: AED 185 for 500, AED 330 for 1,000, AED 1,500 for 5,000, AED 2,700 for 10,000, AED 11,500 for 50,000, AED 20,000 for 100,000. Volumes above 100,000 are quoted by support.
Source: zoho.com · verified
Which Zoho Books plans include free e-invoicing transactions?
The first 100 e-invoicing transactions are free on the Professional plan and above; on lower tiers e-invoicing is a paid add-on from the first transaction.
Source: zoho.com · verified
Zoho Payroll UAE
What does Zoho Payroll cost in the UAE?
Three plans per organisation per month (monthly / billed-annually equivalent), each including 5 employees: Standard AED 45 (AED 35 annual) plus AED 7 per extra employee, Professional AED 65 (AED 55 annual) plus AED 11, Premium AED 90 (AED 75 annual) plus AED 15. A 14-day free trial is offered.
Source: zoho.com · verified
Does Zoho Payroll handle WPS compliance?
Yes — the Standard plan includes auto-generated SIF files for WPS salary payments plus pension and gratuity calculations across the UAE, overtime sync, and salary revision/arrears handling.
Source: zoho.com · verified
What separates Zoho Payroll Premium from Standard?
Premium includes everything in Professional — which over Standard already adds bonus and off-cycle pay runs, reporting tags, pay-run and salary-revision approvals, scheduled and formula-based salary components, salary hold, custom roles and fields, alerts and a giving module — and then adds leave and attendance management, advanced approvals, workflow rules, custom functions, webhooks, custom schedulers, employee custom views, webtabs, custom modules, validation rules and record locking.
Source: zoho.com · verified
What does Zoho Payroll integrate with?
Native integrations with Zoho Books, Zoho People and Zoho Expense, plus an employee self-service portal, document management with expiry notifications, and audit trail.
Source: zoho.com · verified
Facts & sources
Every fact we publish links back to the page it was verified on. Product-level terms (fees, limits, eligibility) are on each product page.
- Zoho Books — verified
- zoho.com
- Zoho Books + e-invoicing — verified
- zoho.com
- Zoho Payroll UAE — verified
- zoho.com
Frequently asked questions
Is Zoho licensed in the UAE?
We could not verify a UAE licence for Zoho in our catalogue. Check the provider’s regulatory status directly before applying.
What Zoho products can I compare here?
We track 3 Zoho products: Zoho Books, Zoho Books + e-invoicing, Zoho Payroll UAE. Each entry shows the published fees, requirements and approval details.
How do I apply for Zoho?
Raqma is a comparison service — we do not process applications. Review the products on this page, then continue to Zoho’s own onboarding through the outbound links.