Provider profile
Ziina
Raqma's read on Ziina
Raqma's read on Summarised from catalogue fields — not a paid placement.
- Products tracked
- 1 across 1 category (Payment gateways)
- Licence status
- UAE Central Bank — licensed
- Public rating
- Trustpilot: 4.4/5 · 666 reviews — snapshot 2026-10-15 (source)
- Lowest monthly fee
- AED 0 — Ziina Business
- Last reviewed
In short: Ziina has a focused offer in the UAE payment gateways space, with published fees from AED 0/mo. Licensing on record: UAE Central Bank — licensed.
Is Ziina right for you?
Fit read from catalogue fields — not a recommendation, confirm terms with the provider.
- UAE SMEs
- Partial fit 1 product tracked across 1 category
- E-commerce merchants
- Strong fit 1 payment product — gateway rates from 2.6%
- Free-zone companies
- Partial fit Free-zone acceptance not yet verified
- Import-export businesses
- Limited No cross-border products tracked
- Startups needing corporate banking
- Partial fit Approval details not yet verified
Strengths and watch-outs
Aggregated across the tracked Ziina catalogue — exact terms are on each product page.
Where Ziina stands out
- No monthly fee
- Card rate from 2.6%
- Settlement: Instant to Ziina balance
- Built-in payment links
Licensing
- UAE Central Bank — licensed
Verified answers
What are Ziina Business fees?
Receiving money costs 2.6% + AED 1 per transaction via Ziina links, QR codes, NFC, Tap to Pay, your website or Ziina Balance, plus 1.5% extra for international cards or non-AED currencies. Sending to Ziina accounts is free; sending by card costs 2.9% + AED 1. All fees carry 5% VAT on the fee only.
Source: ziina.com · verified
How much does Ziina membership cost?
Ziina Lite membership costs AED 100 monthly or AED 996 yearly including VAT. Non-AED card spend is free up to AED 3,000 per calendar month on Lite (AED 20,000 on Violet), then 0.5% per transaction. Cash-outs cost AED 1 excluding bank fees.
Source: ziina.com · verified
Does Ziina charge setup or subscription fees for website payments?
No — Ziina states there are no subscription, sign-up or hidden fees for accepting payments on your website; only 2.6% + AED 1 per received payment (+1.5% for international cards or non-AED).
Source: ziina.com · verified
Facts & sources
Every fact we publish links back to the page it was verified on. Product-level terms (fees, limits, eligibility) are on each product page.
- Ziina Business — verified
- ziina.com · ziina.com · ziina.com
Frequently asked questions
Is Ziina licensed in the UAE?
Yes — our catalogue records Ziina as holding UAE Central Bank — licensed. Always confirm the current licence scope on the regulator’s register before applying.
What Ziina products can I compare here?
We track 1 Ziina product: Ziina Business. Each entry shows the published fees, requirements and approval details.
How do I apply for Ziina?
Raqma is a comparison service — we do not process applications. Review the products on this page, then continue to Ziina’s own onboarding through the outbound links.