Provider profile
Xpence
Raqma's read on Xpence
Raqma's read on Summarised from catalogue fields — not a paid placement.
- Products tracked
- 1 across 1 category (Corporate cards)
- Licence status
- No UAE licence on record — verify directly
- Public rating
- Apple App Store (AE): 4.5/5 · 18 reviews — snapshot 2026-10-23 (source)
- Fastest stated approval
- 2–5 days — Xpence
- Free-zone acceptance
- 1 of 1 products accept free-zone licences
- Remote onboarding
- 1 of 1 products onboard without a branch visit
- Last reviewed
In short: Xpence has a focused offer in the UAE corporate cards space and stated approvals from 2–5 days. Xpence operates as a regulated entity via licensed partners — not a direct licence holder.
Is Xpence right for you?
Fit read from catalogue fields — not a recommendation, confirm terms with the provider.
- UAE SMEs
- Partial fit 1 product tracked across 1 category
- E-commerce merchants
- Limited No payment-gateway products tracked
- Free-zone companies
- Strong fit 1 of 1 products accept free-zone licences
- Import-export businesses
- Strong fit 1 cross-border product
- Startups needing corporate banking
- Strong fit approvals from 2–5 days · 1 of 1 onboard remotely
Strengths and watch-outs
Aggregated across the tracked Xpence catalogue — exact terms are on each product page.
Where Xpence stands out
- Stated approval from 2 days
- Accepts free-zone licences
- Fully remote onboarding
- Multi-currency: AED, USD
Licensing
- Partner-regulated — Cards issued via licensed partners; SME-focused spend platform.
Xpence products
Frequently asked questions
Is Xpence licensed in the UAE?
We could not verify a UAE licence for Xpence in our catalogue. Check the provider’s regulatory status directly before applying.
What Xpence products can I compare here?
We track 1 Xpence product: Xpence. Each entry shows the published fees, requirements and approval details.
How do I apply for Xpence?
Raqma is a comparison service — we do not process applications. Review the products on this page, then continue to Xpence’s own onboarding through the outbound links.