Provider profile
Pemo
Raqma's read on Pemo
Raqma's read on Summarised from catalogue fields — not a paid placement.
- Products tracked
- 1 across 1 category (Corporate cards)
- Licence status
- No UAE licence on record — verify directly
- Public rating
- Apple App Store (AE): 4.6/5 · 115 reviews — snapshot 2026-10-23 (source)
- Lowest monthly fee
- AED 0 — Pemo
- Fastest stated approval
- 1–3 days — Pemo
- Free-zone acceptance
- 1 of 1 products accept free-zone licences
- Remote onboarding
- 1 of 1 products onboard without a branch visit
- Last reviewed
In short: Pemo has a focused offer in the UAE corporate cards space, with published fees from AED 0/mo and stated approvals from 1–3 days. Pemo operates as a regulated entity via licensed partners — not a direct licence holder.
Is Pemo right for you?
Fit read from catalogue fields — not a recommendation, confirm terms with the provider.
- UAE SMEs
- Partial fit 1 product tracked across 1 category
- E-commerce merchants
- Limited No payment-gateway products tracked
- Free-zone companies
- Strong fit 1 of 1 products accept free-zone licences
- Import-export businesses
- Strong fit 1 cross-border product
- Startups needing corporate banking
- Strong fit approvals from 1–3 days · 1 of 1 onboard remotely
Strengths and watch-outs
Aggregated across the tracked Pemo catalogue — exact terms are on each product page.
Where Pemo stands out
- No monthly fee
- Stated approval from 1 day
- Accepts free-zone licences
- Fully remote onboarding
Licensing
- Partner-regulated — Cards issued through a licensed card partner; spend platform regulated in the UAE.
Verified answers
How much does Pemo cost?
Under the new plans, Starter is free with no SaaS fees (unlimited users and cards), Premium is AED 399 per month per company, and Enterprise starts from AED 1,500 per month. Existing Kickoff/Beta customers move to Starter and Business+ to Enterprise on 1 July 2026; Essential customers keep their current pricing.
Source: help.pemo.io · verified
How do Pemo card limits work?
Admins set a spending limit per card on a daily, weekly, monthly or yearly basis, plus a per-transaction cap, allowed merchant categories and allowed countries. ATM withdrawals are off by default and available on request on Premium and Enterprise, capped at 8 withdrawals per day.
Source: help.pemo.io · verified
Do all Pemo plans include unlimited cards?
Yes — every plan includes unlimited users and unlimited physical and virtual cards; plans differ by functionality. ATM withdrawals, MCC restrictions, reimbursements and VAT visibility start at Premium, and international employee cards are Enterprise-only.
Source: help.pemo.io · verified
Facts & sources
Every fact we publish links back to the page it was verified on. Product-level terms (fees, limits, eligibility) are on each product page.
- Pemo — verified
- help.pemo.io · pemo.io
Pemo products
Frequently asked questions
Is Pemo licensed in the UAE?
We could not verify a UAE licence for Pemo in our catalogue. Check the provider’s regulatory status directly before applying.
What Pemo products can I compare here?
We track 1 Pemo product: Pemo. Each entry shows the published fees, requirements and approval details.
How do I apply for Pemo?
Raqma is a comparison service — we do not process applications. Review the products on this page, then continue to Pemo’s own onboarding through the outbound links.