Provider profile
Hubpay
Raqma's read on Hubpay
Raqma's read on Summarised from catalogue fields — not a paid placement.
- Products tracked
- 1 across 1 category (Multi-currency & FX)
- Licence status
- FSRA (ADGM) — licensed
- Public rating
- Apple App Store (AE): 4.2/5 · 890 reviews — snapshot 2026-10-23 (source)
- Lowest monthly fee
- AED 99 — Hubpay Business Account
- Fastest stated approval
- ~1 day — Hubpay Business Account
- Free-zone acceptance
- 1 of 1 products accept free-zone licences
- Remote onboarding
- 1 of 1 products onboard without a branch visit
- Last reviewed
In short: Hubpay has a focused offer in the UAE multi-currency & fx space, with published fees from AED 99/mo and stated approvals from ~1 day. Licensing on record: FSRA (ADGM) — licensed.
Is Hubpay right for you?
Fit read from catalogue fields — not a recommendation, confirm terms with the provider.
- UAE SMEs
- Partial fit 1 product tracked across 1 category
- E-commerce merchants
- Limited No payment-gateway products tracked
- Free-zone companies
- Strong fit 1 of 1 products accept free-zone licences
- Import-export businesses
- Strong fit 1 cross-border product
- Startups needing corporate banking
- Strong fit approvals from ~1 day · 1 of 1 onboard remotely
Strengths and watch-outs
Aggregated across the tracked Hubpay catalogue — exact terms are on each product page.
Where Hubpay stands out
- AED 99 monthly fee
- No minimum balance
- Stated approval from 1 day
- Accepts free-zone licences
Licensing
- FSRA (ADGM) — licensed · no. ADGM FSRA Permission 190024 — ADGM FSRA Category 3C Electronic Money Institution, Permission No. 190024 — register checked 2026-10-15
Verified answers
How much does a Hubpay business account cost?
Hubpay has three plans: Starter at AED 99 per month (30-day free trial, AED account with AED IBAN), Scale at AED 299 per month (multi-currency accounts in 30+ currencies, payment links), and Treasury with custom pricing (forward contracts, corporate FX, dedicated manager). All prices are subject to 5% VAT.
Source: hubpay.io · verified
What are Hubpay transfer fees?
On Starter, local payments cost AED 5 and international payments AED 26. On Scale, local payments are free and international payments cost AED 52.50 shared or AED 65 sender-pays-all. Payments reach 85+ countries across 40–150+ currency pairs depending on plan.
Source: hubpay.io · verified
How fast can you open a Hubpay business account?
Hubpay advertises account setup within 1 business day after submitting satisfactory onboarding documents (trade licence and ID), with merchant approval for payment links in 2–5 working days.
Source: hubpay.io · verified
What do Hubpay payment links cost?
Payment links are free to set up with no monthly fee on the link itself — Hubpay charges a per-transaction percentage fee plus AED 1 per transaction, with different rates for domestic and international cards.
Source: hubpay.io · verified
Facts & sources
Every fact we publish links back to the page it was verified on. Product-level terms (fees, limits, eligibility) are on each product page.
- Hubpay Business Account — verified
- hubpay.io
Frequently asked questions
Is Hubpay licensed in the UAE?
Yes — our catalogue records Hubpay as holding FSRA (ADGM) — licensed. Always confirm the current licence scope on the regulator’s register before applying.
What Hubpay products can I compare here?
We track 1 Hubpay product: Hubpay Business Account. Each entry shows the published fees, requirements and approval details.
How do I apply for Hubpay?
Raqma is a comparison service — we do not process applications. Review the products on this page, then continue to Hubpay’s own onboarding through the outbound links.