Provider profile
Comfi
Raqma's read on Comfi
Raqma's read on Summarised from catalogue fields — not a paid placement.
- Products tracked
- 1 across 1 category (SME financing)
- Licence status
- No UAE licence on record — verify directly
- Remote onboarding
- 1 of 1 products onboard without a branch visit
- Last reviewed
In short: Comfi has a focused offer in the UAE sme financing space. No UAE licence is verified in our catalogue — confirm regulatory status directly before applying.
Is Comfi right for you?
Fit read from catalogue fields — not a recommendation, confirm terms with the provider.
- UAE SMEs
- Partial fit 1 product tracked across 1 category
- E-commerce merchants
- Limited No payment-gateway products tracked
- Free-zone companies
- Partial fit Free-zone acceptance not yet verified
- Import-export businesses
- Limited No cross-border products tracked
- Startups needing corporate banking
- Strong fit 1 of 1 onboard remotely
Strengths and watch-outs
Aggregated across the tracked Comfi catalogue — exact terms are on each product page.
Where Comfi stands out
- Fully remote onboarding
Verified answers
How fast does Comfi fund an invoice?
Funding within 24 hours of invoice approval. Eligibility checks take minutes and a limit decision is given within 4 hours from 4 documents: trade licence, 6-month bank statement, Emirates ID and MOA.
Source: comfi.ai · verified
How much of the invoice does Comfi advance?
100% of invoice value is financed, paid directly to the business’s own bank account — not a virtual account. Tax invoices must be issued within the last 45 days; buyers can be located anywhere.
Source: comfi.ai · verified
What does Comfi charge?
Comfi states zero processing fees; service charges are shared upfront with no hidden costs. Exact pricing depends on the facility and is agreed per client — there is no public rate card.
Source: comfi.ai · verified
Who is eligible for Comfi invoice finance?
B2B suppliers holding an active UAE trade licence, with a minimum monthly revenue of AED 300,000 from B2B operations and at least 12 months of operating history. Tax invoices must have been issued within the last 45 days. No collateral is required — Comfi is not a traditional lender.
Source: comfi.ai · verified
Which sectors does Comfi not serve?
Comfi does not currently serve tourism, hospitality, car rental, restaurants, events, or sea shipping. It serves agriculture wholesale, construction, F&B, IT services, electrical and industrial equipment, professional services and automotive.
Source: comfi.ai · verified
What other products does Comfi offer?
B2B Buy Now Pay Later (buyers get 30/60/90-day terms while suppliers are paid 100% upfront), automotive Dealer Financing (funding in 24 hours, 30–90 day terms), and Installments (buyers split into 2–3 payments over 60 or 90 days).
Source: comfi.ai · verified
Frequently asked questions
Is Comfi licensed in the UAE?
We could not verify a UAE licence for Comfi in our catalogue. Check the provider’s regulatory status directly before applying.
What Comfi products can I compare here?
We track 1 Comfi product: Comfi Invoice and Receivables Finance. Each entry shows the published fees, requirements and approval details.
How do I apply for Comfi?
Raqma is a comparison service — we do not process applications. Review the products on this page, then continue to Comfi’s own onboarding through the outbound links.