Provider profile
Beehive
Raqma's read on Beehive
Summarised from catalogue fields — not a paid placement.
- Products tracked
- 1 across 1 category (SME financing)
- Licence status
- DFSA — licensed
- Public rating
- Trustpilot: 4/5 · 53 reviews — snapshot 2026-10-15 (source)
- Remote onboarding
- 1 of 1 products onboard without a branch visit
- Last reviewed
In short: Beehive has a focused offer in the UAE sme financing space. Licensing on record: DFSA — licensed.
Is Beehive right for you?
Fit read from catalogue fields — not a recommendation, confirm terms with the provider.
- UAE SMEs
- Partial fit 1 product tracked across 1 category
- E-commerce merchants
- Limited No payment-gateway products tracked
- Free-zone companies
- Partial fit Free-zone acceptance not yet verified
- Import-export businesses
- Limited No cross-border products tracked
- Startups needing corporate banking
- Strong fit 1 of 1 onboard remotely
Strengths and watch-outs
Aggregated across the tracked Beehive catalogue — exact terms are on each product page.
Where Beehive stands out
- Fully remote onboarding
- Sharia-compliant structure
Licensing
- DFSA — licensed — Beehive P2P Limited — DFSA licence F004422; an e& enterprise company; Shariya Review Bureau certified
Verified answers
How much can a UAE SME borrow from Beehive?
Beehive Term Finance offers funding from AED 200,000 up to AED 2,000,000 with repayment terms of 12 to 24 months depending on the industry, repaid in monthly instalments.
Source: beehive.ae · verified
What profit rates does Beehive charge?
Beehive publishes profit rates from 9.8% to 12.15% with transparent, fixed fees and no hidden charges.
Source: beehive.ae · verified
Who is eligible for Beehive funding?
Applicants must be UAE-registered and actively operating, at least 2 years operational under at least 24 months of current management, with no returned cheques in the past 12 months and at least 80% of revenue reflected in bank statements.
Source: beehive.ae · verified
How fast is Beehive funding disbursed?
Beehive states that once approved, funds are disbursed in as little as 48 hours, with a fully online application and no branch visits.
Source: beehive.ae · verified
How is Beehive rated by customers?
Beehive holds a Trustpilot score of 4.0 out of 5 across 53 published reviews as of October 2026 — the strongest verified rating among UAE SME-financing providers we track, though the review count remains modest.
Source: trustpilot.com · verified
Is Beehive regulated?
Beehive P2P Limited — an e& enterprise company — is regulated by the Dubai Financial Services Authority under license F004422 and is certified by the Shariya Review Bureau.
Source: beehive.ae · verified
What do Beehive reviews say?
Reviews are polarised. Of the 53 Trustpilot reviews published as of October 2026, about 57% are five-star and about 25% are one-star. Positive reviews — mostly from the SME borrowing side — cite a simple digital process and faster funding than a bank. The critical cluster comes mainly from the investor side: delayed repayments, long recovery timelines on defaulted loans and terms of 24–36 months that extend the wait.
Source: trustpilot.com · verified
Facts & sources
Every fact we publish links back to the page it was verified on. Product-level terms (fees, limits, eligibility) are on each product page.
- Beehive Business Funding — verified
- beehive.ae · trustpilot.com · tradersunion.com
Beehive products
Frequently asked questions
Is Beehive licensed in the UAE?
Yes — our catalogue records Beehive as holding DFSA — licensed. Always confirm the current licence scope on the regulator’s register before applying.
What Beehive products can I compare here?
We track 1 Beehive product: Beehive Business Funding. Each entry shows the published fees, requirements and approval details.
How do I apply for Beehive?
Raqma is a comparison service — we do not process applications. Review the products on this page, then continue to Beehive’s own onboarding through the outbound links.