Provider profile
Alaan
Raqma's read on Alaan
Raqma's read on Summarised from catalogue fields — not a paid placement.
- Products tracked
- 2 across 2 categories (Business accounts, Corporate cards)
- Licence status
- No UAE licence on record — verify directly
- Public rating
- Apple App Store (AE): 4.6/5 · 30 reviews — snapshot 2026-10-23 (source)
- Lowest monthly fee
- AED 0 — Alaan
- Fastest stated approval
- 2–3 days — Alaan Business Account
- Free-zone acceptance
- 2 of 2 products accept free-zone licences
- Remote onboarding
- 2 of 2 products onboard without a branch visit
- Last reviewed
In short: Alaan has a focused offer in the UAE business accounts and corporate cards space, with published fees from AED 0/mo and stated approvals from 2–3 days. Alaan operates as a regulated entity via licensed partners — not a direct licence holder.
Is Alaan right for you?
Fit read from catalogue fields — not a recommendation, confirm terms with the provider.
- UAE SMEs
- Partial fit 2 products tracked across 2 categories
- E-commerce merchants
- Limited No payment-gateway products tracked
- Free-zone companies
- Strong fit 2 of 2 products accept free-zone licences
- Import-export businesses
- Strong fit 1 cross-border product
- Startups needing corporate banking
- Strong fit approvals from 2–3 days · 2 of 2 onboard remotely
Strengths and watch-outs
Aggregated across the tracked Alaan catalogue — exact terms are on each product page.
Where Alaan stands out
- AED 79 monthly fee
- No minimum balance
- Stated approval from 2 days
- Accepts free-zone licences
- No monthly fee
Licensing
- Partner-regulated — Riyadh HQ, UAE operation; cards issued via licensed partners.
Verified answers
Alaan Business Account
What plans does Alaan offer and what do they cost?
Three plans: Starter at AED 0/month (up to 3 users, 2 cards per user, wallets, OCR receipt scanner, real-time reporting), Premium at AED 499/month (currently offered with 3 months free), and Enterprise with custom pricing.
Source: alaan.com · verified
What does the Alaan Business Account add-on cost?
AED 79/month as an add-on on the Premium plan. It includes a dedicated IBAN in the company name, local and cross-border payments, and AI-driven payables. Free for the first 3 months for new customers; existing customers may get up to 12 months free by loyalty tier. Eligibility: UAE businesses with more than 5 employees.
Source: alaan.com · verified
Who issues the Alaan Business Account?
The account is issued by Ruya Community Islamic Bank, authorised and regulated by the Central Bank of the UAE, and is Shariah-compliant by design. Alaan is a fintech company, not a bank.
Ruya Community Islamic Bank, authorised and regulated by the Central Bank of the UAE, and is Shariah-compliant by design. Source: alaan.com · verified
What cashback does Alaan pay?
Premium and Enterprise earn uncapped cashback credited to the account: 2% on international card spend and up to 1% on domestic spend. UAE corporate tax paid by Alaan card earns 1% cashback.
Source: alaan.com · verified
What security and insurance does Alaan carry?
Alaan is ISO 27001 certified and provides Business Card Liability Waiver Insurance covering unauthorized use of Alaan Visa cards — up to USD 25,000 per cardholder and USD 1,650,000 per company annually.
Source: alaan.com · verified
Which accounting tools does Alaan integrate with?
Direct integrations with Xero, QuickBooks, NetSuite, Microsoft Dynamics, Zoho and Odoo; accounting integrations are a paid add-on on the Starter plan.
Xero, 
QuickBooks, NetSuite, Microsoft Dynamics, 
Zoho and 
Odoo; accounting integrations are a paid add-on on the Starter plan.Source: alaan.com · verified
Alaan
How much does Alaan cost?
Alaan has three plans: Starter at AED 0 per month, Premium at AED 499 per month, and Enterprise with custom pricing. Accounting automation and a business bank account with AP automation is an optional add-on at AED 79 per month.
Source: alaan.com · verified
Does Alaan offer cashback?
Yes — Premium and Enterprise cards earn unlimited 2% cashback on international transactions; Alaan gives the example of AED 2,000 cashback on AED 100,000 of eligible spend.
Source: alaan.com · verified
What are Alaan card spend limits?
Alaan states up to USD 25,000 per cardholder and USD 1,650,000 per company annually for cards issued to authorized individuals.
Source: alaan.com · verified
Frequently asked questions
Is Alaan licensed in the UAE?
We could not verify a UAE licence for Alaan in our catalogue. Check the provider’s regulatory status directly before applying.
What Alaan products can I compare here?
We track 2 Alaan products: Alaan Business Account, Alaan. Each entry shows the published fees, requirements and approval details.
How do I apply for Alaan?
Raqma is a comparison service — we do not process applications. Review the products on this page, then continue to Alaan’s own onboarding through the outbound links.