Provider profile
3S Money
Raqma's read on 3S Money
Raqma's read on Summarised from catalogue fields — not a paid placement.
- Products tracked
- 1 across 1 category (Multi-currency & FX)
- Licence status
- DFSA — licensed
- Public rating
- Trustpilot: 4.5/5 · 1,031 reviews — snapshot 2026-10-15 (source)
- Fastest stated approval
- ~10 days — 3S Money International Business Account
- Free-zone acceptance
- 1 of 1 products accept free-zone licences
- Remote onboarding
- 1 of 1 products onboard without a branch visit
- Last reviewed
In short: 3S Money has a focused offer in the UAE multi-currency & fx space and stated approvals from ~10 days. Licensing on record: DFSA — licensed.
Is 3S Money right for you?
Fit read from catalogue fields — not a recommendation, confirm terms with the provider.
- UAE SMEs
- Partial fit 1 product tracked across 1 category
- E-commerce merchants
- Limited No payment-gateway products tracked
- Free-zone companies
- Strong fit 1 of 1 products accept free-zone licences
- Import-export businesses
- Strong fit 1 cross-border product
- Startups needing corporate banking
- Strong fit approvals from ~10 days · 1 of 1 onboard remotely
Strengths and watch-outs
Aggregated across the tracked 3S Money catalogue — exact terms are on each product page.
Where 3S Money stands out
- Stated approval from 10 days
- Accepts free-zone licences
- Fully remote onboarding
- Multi-currency: 65+ currencies
Watch-outs
- You need the account running this week — approval takes ~10 days.
Licensing
- DFSA — licensed · no. DFSA F007004; FCA 900918 — DIFC Branch, DFSA ref F007004; group also FCA (UK) and CSSF (Luxembourg) authorised — register checked 2026-10-15
Verified answers
What do 3S Money transfers cost?
Per the published plan comparison: EUR SEPA payments cost €2 on the entry plan and €1 on higher tiers; payments to the UAE cost 0.30% / 0.15% / 0.10% by tier, payments to China 0.60% / 0.45% (and lower on the top tier), and receiving from the EU, UK, US and UAE is 0% on all plans.
Source: 3s.money · verified
What coverage does a 3S Money account offer?
3S Money offers Global or UAE (DIFC) business accounts with unlimited SWIFT and SEPA payments from 190+ countries and conversions in USD, GBP, AED, EUR and 65+ currencies.
Source: 3s.money · verified
Facts & sources
Every fact we publish links back to the page it was verified on. Product-level terms (fees, limits, eligibility) are on each product page.
- 3S Money International Business Account — verified
- 3s.money
Frequently asked questions
Is 3S Money licensed in the UAE?
Yes — our catalogue records 3S Money as holding DFSA — licensed. Always confirm the current licence scope on the regulator’s register before applying.
What 3S Money products can I compare here?
We track 1 3S Money product: 3S Money International Business Account. Each entry shows the published fees, requirements and approval details.
How do I apply for 3S Money?
Raqma is a comparison service — we do not process applications. Review the products on this page, then continue to 3S Money’s own onboarding through the outbound links.