Data
UAE business account approval, per provider
Stated approval timelines, free-zone acceptance and branch-visit requirements for every business account in the Raqma catalogue — from published provider terms, not surveys.
- Products
- 12
- Median approval
- 3 days
- Free-zone OK
- 12/12
- Fully remote
- 8/10
| Product | Stated approval | Free-zone licence | Branch visit | Monthly fee | Min. balance |
|---|---|---|---|---|---|
 Wio Business Essential | 2–3 days | Yes | Remote | AED 99 | None |
 ruya Business Current | ~20 min | Yes | Remote | AED 79 | None |
 RAKBANK RAKstarter | ~3 days | Yes | Remote | AED 0 | None |
 Alaan Business Account | 2–3 days | Yes | Remote | AED 79 | None |
 Mbank Business Account | Same-day digital onboarding (UAE Pass) | Yes | Not published | AED 0 | None |
 Mashreq NeoBiz Lite | 3–5 days | Yes | Remote | AED 200 | None |
 Yuze Business Account | Not published | Yes | Not published | AED 0 | Not published |
| Mashreq NeoBiz Prime | 3–5 days | Yes | Remote | AED 0 | AED 50,000 |
 Emirates NBD Business Connect | 1–2 weeks | Yes | Remote | AED 249 | None |
 FAB Business Basic | 1–3 weeks | Yes | Required | AED 250 | AED 10,000 |
 Zand Corporate | 1–2 weeks | Yes | Remote | AED 500 | AED 250,000 |
 CBD Business Account | 2–6 weeks | Yes | Required | Not published | Not published |
Approval times are what each provider states publicly — real timelines also depend on your licence activity, shareholders and document completeness. Missing values are excluded, not estimated. Reuse is welcome with a link to this page. Methodology