Ebury · fx & trade finance
Ebury Business Account
Currency accounts in 130+ currencies with a dedicated FX dealer — hedging, risk management and trade finance for importers and exporters.
Is Ebury Business Account worth it?
- free-zone companies: Ebury Business Account onboards free-zone entities on its published criteria.
- founders outside the UAE: Ebury Business Account onboards fully remotely — no branch visit required.
- import-export businesses: Ebury Business Account covers 140+ currencies — wide enough for regular foreign-currency flows.
Eligibility
- Eligibility notes
- Sales-led onboarding; FX margins are negotiated per client and volume.
- Not suitable for
- SMEs without real FX volume — Ebury is a corporate FX desk; its value is negotiated margins and trade services, not a simple multi-currency wallet. Micro-businesses wanting a published fee card
Business operations
- Approval time
- 3–7 days
- Free-zone companies
- Yes
- Branch visit
- Not required
- Multi-currency
- 140+ currencies
- Trade finance
- Yes
How onboarding goes
- Application: Submit the request through the provider’s channel and upload documents
- Compliance review: KYC checks and document verification
- Decision: Typical timing: 3–7 days
- Go live: Access activated and the product is live
Documents you'll typically need
- Valid UAE trade licence (mainland or free zone)
- Memorandum and Articles of Association
- Passports and Emirates IDs of shareholders and authorised signatories
- UBO (ultimate beneficial owner) declaration
- Office tenancy contract, Ejari or flexi-desk agreement
- Recent invoices or contracts for new companies; 6–12 months of bank statements for operating businesses
Typical pack for this category — the provider confirms the exact list on application.
Not for you if…
- You need the account running this week — approval takes ~7 days.
No public rate card — FX margins and account fees are agreed per client. UK EMI authorised; Dubai office.
Verified answers
What does Ebury charge for its business account?
Ebury advertises no setup costs, no hidden fees and no early-repayment charges, with instant fee-free inter-entity fund transfers and like-for-like settlement that eliminates FX fees on same-currency flows.
Source: ebury.com · verified
Head-to-head
Frequently asked questions
Is Ebury Business Account worth it for free-zone companies?
Yes — Ebury Business Account onboards free-zone entities on its published criteria.
Is Ebury Business Account worth it for founders outside the UAE?
Yes — Ebury Business Account onboards fully remotely — no branch visit required.
Is Ebury Business Account worth it for import-export businesses?
Yes — Ebury Business Account covers 140+ currencies — wide enough for regular foreign-currency flows.